property market See bottom theory by developers to speculate

Comic picture.　　Two times the sound of regulation still remains, "the property market regulation and termination theory" but again. Shanghai-related sources said that the bank of Shanghai began to relax three sets of mortgages, and commented that "bank water" may hit the property market New deal.　　Over the weekend, questions about property regulation began to build a strong momentum. As the housing market enters the deep game period, whether the policy appears loose has already begun to receive the attention.　　Insiders believe that the current market is in the depth of the game period, the voices of various interest groups to shake the determination of the property market regulation.　　Foreign banks "water" impact of the New Deal capital market sales "ready to" government officials repeatedly said regulation will not relax, the housing market public opinion in the last weekend, the rapid turn.　　According to relevant media reports, at the end of June, the central government commissioned the relevant agencies to Beijing, Shanghai, Guangzhou, Shenzhen to carry out property research, and to solicit the views of non-governmental research institutions, so as to more truly understand the impact of the current policy on the real estate market, to prevent the market regulation on the economy caused by accidental injury, in order to formulate the next stage of　　And coincidentally, the housing market public opinion also from firmly believe that the property market regulation will not relax quickly turn to the property market regulation may thus terminate.　　This kind of public opinion has turned to the basis is, "Recently, Nanjing, Hangzhou, Shanghai and other Land Bank mortgage policy quietly loose, said to accept the third set of mortgages." According to a Shanghai media report, under the impact of the new deal, the property market continued to slump, the Shanghai property market regulation rules have not yet been issued, but some of Shanghai's banks changed the previous "in principle to suspend the third set of mortgages," the practice, quietly "gate" third set of mortgages.　　For the two of the most concerned housing loans identified, some banks also began to "moderately loose", began to "recognize the loan does not recognize the house."　　Such a message has led to a large number of "Property control so terminated" speech. Yesterday, a Beijing media published such a comment. "In view of this, if the above practices in Shanghai banks are replicated by banks in major cities across the country, and evolved into a national consistent ' bank water ' logic, it means that, known as the most stringent ' real estate New Deal ' in just 3 months, will immediately face the danger of full burst and premature death, the so-called history of the most stringent new deal is likely to become ' The shortest in history.　　"The real estate market in Beijing has also shown a panic in the news that the banks have flooded the new deal" and quickly became headlines. Yesterday, a long time did not give reporters call Tongzhou project sales Miss Chen, and began to persuade reporters to buy a house. "Have you seen the latest news?" Now the news is that the property market regulation to terminate, so you want to buy a house or hurry to buy it. Don't hesitate, prices will not fall, "Miss Chen told reporters, she will leave soon."　　But she believes that, from this point of view, buyers should hurry to buy a house. The recent turn of opinion has also plagued a planning manager who works for a large developer. The person said that he had just handed over to the leader of the project Marketing report also wrote, "the second half of the real estate macro policy will continue to maintain a tightening posture, will notThere is a guide reversal. This year's four quarter will be the most important time period for regulation, which overlaps with the most important sales hours and needs to be taken seriously.　　Because of this, he suggested in the report that the new project which the company launches in the second half of the year should be "low open and high, expand sales channel".　　"Who would have thought that the report had just been handed in and there was such a turn of opinion," said the planning manager helplessly. Strict adherence to the three-suite lending rules Beijing banking industry is unwilling to take risks "three suites are not allowed to lend, in Beijing you go to the bank to ask is the result." Yesterday, the reporter calls many bank customer service telephone, all received the above reply. But a lot of customer service is also more puzzled, "this weekend suddenly a lot of customers to ask us if we can put a third suite loan." The policy has been enacted for so long, how can we ask?　　A bank customer service said to reporters. In fact, after the weekend media exposure to the southern region of the bank mortgage policy loosening, in Beijing, has been expected to "accommodation" of the real estate policy can not wait. Reporters yesterday from the relevant intermediary learned that many people on the weekend after the news have been telephone consultation Beijing real Estate Control policy is loose, intermediary can help buyers to deal with the third set of mortgages. I answered several calls a morning and asked about it.　　A housing intermediary business manager told reporters. "The rules of real estate regulation in the south are different from Beijing. The banks over there were not allowed to buy a third suite, but residents in Beijing were restricted from buying a third. "In this respect, ICBC related people said. According to its introduction, everywhere in the forwarding of the State Council on resolutely curb the price of some cities in the rapid rise of the notice, all in accordance with their actual situation of the regional housing policy refinement. "Compared with Shanghai, Beijing is a city where house prices have risen too fast, so regulators have halted three of mortgages and two mortgages will carry out 50% down payment and 1.1 times times interest rates," he said.　　said the person. "Customers should not listen to the wind is rain." From the actual situation of the personal loan Department of the bank, we have shifted the focus of our work from the mortgage to the car loan or the personal microfinance business. is not unwilling to do the mortgage, but now the whole line is not supported by the issue of mortgage income, we do not need to take risks.　　"In this respect, China Merchants Bank, a branch of the credit department in Beijing, said.　　It is also clear from the public data that, in the context of the total amount of new credit for 7.5 trillion yuan a year, the credit increment has been successfully implemented for two quarters in accordance with the "3:3:2:2" ratio in the four quarter. By the end of June, RMB loans in the first half of the year increased by 4.63 trillion yuan, accounting for 61.73% of the total new loan share. Among them, since April, the household loan in the medium and long term loan new amount has been plummeting.　　and medium-and long-term loans are exactly the best data to reflect the changes in new mortgage payments.　　First-line City strong property market adjustment of interest group game upgrade although the "Property regulation and termination theory" in the rapid spread, but yesterday reporters to find a multi-party interview, the industry has a basic attitude to this question. A brand to openMr. Wen, the deputy general manager of the business, said the public opinion could be a game of local governments. "Now the central guidance of the Guide, developers should also start to reduce the price of the price, how can there be regulatory termination of the problem?"　　Mr Wen said. "Now that the regulatory need to continue, the developers gradually began to be affected by the new deal, so now there are so many want to regulate the cessation of speech."　　"Zhang Dawei, research director of Beijing Zhongyuan Three market research department, said. According to Xinhua news agency, the new round of real estate control policy, 3 months after the initial market reaction.　　Data from the National Bureau of Statistics show that in May, 70 large and medium cities new commercial housing prices rose by 0.3% from April, which is the first time since last April fell. Although the whole national housing prices have come down, but the various urban property market trends.　　First-tier cities in the property market, after the new deal, the effect of price reduction is more obvious, there are signs of "price reduction", has always been a strong housing prices began to loosen, once "king" frequency of the land market, in the half of the continuous flow of the phenomenon. According to the Beijing Municipal land consolidation and reserve center data show that in June, Beijing sold 23 cases of land, only 3 residential and residential projects. Beijing land transfer income of 3.3097 billion yuan, shrinking by nearly 70% than May.　　Especially since the new round of real estate regulation, Beijing's land premium rate from 110.6% to 90% to 13.2%, becoming the lowest in 2009 years. The Xinhua news agency reported that after the first half of the trade was light, Guangzhou was scheduled to sell two Fanyu District on July 8, including one with only 1 applications and only 2 for the other.　　This situation is rare in recent years. "In fact, the most anxious now is not the developers, but the local government." Local governments are under a lot of pressure to ensure GDP and land finance is not ideal because of property regulation.　　"Mr. Wen thought. "For many local governments that have huge debts on the back of massive infrastructure, falling house prices are expected to lead to a dramatic fall in the volume of housing sales, affecting overall economic growth, while highly reliant local finance is more likely to make ends meet with the new deal." As a result, many local governments have been reluctant to come up with the "Country 10" Implementation details, waiting in wait for this regulation of the wind wind weakened.　　"Insiders believe. Zhang Chemical, a senior analyst at China Index Institute, said in April this year, the new deal launched the property market, there are some interest groups or their spokesmen to raise objections, but because at that time the developers or the days of the house is still very good, and holding this regulation will be like the previous regulation of the same halfway, the rest of the mind, The sound is not obvious.　　However, these interest groups are now feeling threatened. "As time goes on, on the one hand, the accumulated fat of the vested interests is being reduced, the winter dry food is gradually consumed; on the other hand, it does not seem to see the control of the tail where; at the same time, developers or speculators do not want to lower prices, so from the local government, developers, speculators and their endorsement finally sit down, the property market to regulate the sound of the decibel is gradually increasing. The purpose of their doing so is obvious, that is, attempts to disrupt the general public's audio-visual, blinded as a property referee of the government departments, and eventually the property market regulation by halves.　　Zhang Chemical thought. "See the bottom of the housing market" intensive to beware of the property market regulation "was seen as the bottom" as the most anticipated "sharp weapon", the real estate tax delay "landing" in the weekend has become a hot market speculation again. Media reports that Shanghai and Chongqing reported the State Council's real estate tax policy has not been approved, the news was interpreted as "property market regulation or will be loose."　　In addition to the real estate tax, in the weekend was also regarded as "property control to see the bottom" based on the frequent use of the central enterprises, the media reported that this is because Sasac instructed the second half of the real estate central enterprises accelerated expansion. Why is the news of "market regulation bottoming out" so dense? "In the regulation into the sensitive period when the news, not excluding the suspicion of developers speculation, real estate tax finally what time to see the property market regulation."　　"At the Central University of Finance and Economics, deputy dean of taxation School, Liu Huan, the real estate tax is only a matter of time, now speculation real estate tax" finished ", do not rule out interest groups in trouble.　　Liu Shangxi, deputy director of the Finance Science Institute of the Ministry of Finance, also said that "the real estate tax is approved or not", the introduction of tax policy is a rigorous process, the real estate tax also needs to take into account all aspects of the situation, the need for a good house survey, housing evaluation and other preparations. "If real developers are using the ' intermission ' stage hype, their goal is to prepare for a three-quarter push," he said. "A person in the industry who declined to be named said regulation has affected the sales progress of many developers, was scheduled to open in 6 July, the project has also" look at the market, "if the buyers continue to wait and see, then developers rely on the impact of the annual sales performance of the" Golden Nine silver Ten "there is no hope. "Do not rule out is that some developers in order to avoid this situation, in the large-scale push and traditional sales season before the advent of speculation policy to see the bottom, prompting buyers to sell." "And the" real estate tax is not levied to show that the property market regulation see bottom ", Liu Huan not agree. In his view, the property market regulation is a dynamic process, the policy is to suppress the real estate boom situation, so that the whole market to maintain a steady rise in the state. "Under tight regulatory policies, soaring housing prices have been curbed." In this case, the real estate tax as ' the most stringent means of regulation ', its introduction time can be postponed, but the postponement of the levy does not mean not to levy. If the property market again appears stir-fry situation, real estate tax can be levied at any time. "The Theory of Regulation and control termination" is open to discussion and not excluding the developers ' speculation in the eyes of many experts, the goal of regulatory policy has never been to let house prices fall, can not be used to measure the success of macro-control.　However, in their view, this round of regulation from the policy to the details of perfection, so far only 3 months time, at just the beginning stage.　"I don't think real estate regulation has any sign of premature termination. Although in the first half of the situation, the Chinese economy does show signs of slowing growth, but even if the economy is two of the bottom, the real estate regulation policy will not be a big change. The government can tide over the difficulties by stimulating domestic demand and increasing the proportion of exports. Therefore, the so-called ' policy supervision of real estate too strict, economic growth will slow down ' the argument is open to discuss. is likely to be developers to speculate on the ' camouflage '.　　Guo Tianyong, director of the China Banking Research Center at the Central University of Finance and Economics, said.　　Song Guoqing, a professor at Peking University's China Center for Economic Research, also said yesterday that credit is still under tight control and that there will be no credit deregulation for some time to come, and that growth will remain steady.　　In Mr Wen's view, even as China's economic situation has changed, the property market is in a dilemma, and Beijing, the political center, has struggled to loosen even as other urban controls have loosened.　　"Beijing a loose, the property market regulation has completely declared failure," Mr Wen said. "One of the characteristics of the bubble is that we all feel that house prices will not fall and only rise," Zhang Dawei.　　If this regulation were to stop now, it would. He believes that the current macro-control policy needs to continue, because the current commercial housing market is not actually adjusted, that is, macro-control basically has not yet obvious effect.　　It is premature to say that it is time to terminate.　　Industry insiders generally believe that the policies have been issued should be firmly implemented, can not be loosened, to avoid market swings.　　"The current public opinion makes people feel that the government's regulation of the property market is to protect the national economy, but it is clear that the country has said it will insist that the property market regulation will not be done by halves," says a home buyer. In addition, according to the Xinhua News Agency survey, the current round of market regulation, a considerable amount of money began to flow to the two or three-line City property market, which will become an important driver of future house prices. Therefore, although the second-tier city housing prices have not yet reached the "fever" level, but can not ignore the increase in investment speculation demand, house prices rise faster and so on.　　Second-tier cities cannot stay out of control of the property market.　　Real Estate expert Ma Guangyuan pointed out that, at present, should pass a clear signal, the property market regulation is the long-term policy, all localities must earnestly implement the central control measure, the prevention and containment property market bubble produces or increases. Commercial newspaper reporter Wangying Triping Qilin intern reporter Dingkaiyan/Venjiaojian/comics