[Abstract] Zhou Ye said that over the past two years, remit the World small Micro merchant management experience is still insufficient, the existence of high efficiency and weak wind control of the fact that the channel construction from scratch gradually perfected, so the business of the mighty can not be mixed with mud and stone.
Tencent Science and Technology (Lotte) March 27 News, last week, the central bank to pay the world, Yeepay payment, Sheng and other 8 payment companies nationwide stop access to new businesses. In this respect, the world's CEO Zhou Ye in the company's internal mail, admitted that a moratorium on new will bring temporary pain.
The following is the important information of Zhou Ye internal mail which is sorted by Tencent Science and Technology:
1, recently on the payment of news and discussion of the overwhelming, new financial and traditional financial ideology war, the view of confrontation "thunder and lightning." In the rapid evolution of the industry, remittance world received the central bank on the resumption of business to suspend the notice of new businesses. Colleagues and the vast number of service providers for the remittance, the industry is worried about the trend.
2, in this point of view, the parties have their own bottom line, the industry participants only clear the future of the boundary between each other, in order to communicate more effectively, in order to find greatest as soon as possible to better respect mutual interests and promote the healthy development of the industry.
3, whether athletes or referees, or regulatory bodies and public opinion, the industry innovation are expressed from the strong support of the heart. This leaves a huge imagination and unlimited space for the future development of payment institutions. For the world to remit, the experience and wisdom accumulated over the years, there is "encourage innovation" this is enough.
4, suspend the new only temporary pain, remittance will be the first gorgeous turn. Through the pre-authorization events, we should be aware that the past two years, remit the World small Micro merchant management experience is still insufficient, the existence of high efficiency and weak wind control of the fact that the channel construction from scratch gradually perfected, so the business can not be a mighty trend of mixed with mud and stone.
5, this time by the central bank to purge the opportunity to pay the world have the opportunity must also be the weak link in a timely manner, do a good job of checking and new business model of the work. ”
According to Tencent Science and Technology, the central bank ordered 8 large receipts from the single company to stop the fuse is, some cardholders in Zhejiang and Fujian, by depositing large amounts of money into their credit cards, using the authorized business characteristics of the transaction to be accepted within 115% of the authorized amount, collude with some special merchants who support the pre-authorized transaction, Conspiracy to obtain additional credit lines from the issuing bank.
The central bank, in its own official microblog, also pointed out that some of the receiving agencies have not implemented the real name of the special merchant, the transaction monitoring is not in place, the risk of handling the problem. To this end, the people's bank according to the seriousness of the law. The relevant units to be cleared up for self-examination, and the People's Bank of the organization after the acceptance of qualified, to carry out new commercial expansion.