Replacement of social security and the effect of limited purchase of the broker

Zhang Xiaoling March 28, a well-known real estate intermediary Zhongyuan Real Estate, a senior micro-Bo said that the purchase of property restrictions issued by the city to a year of social Security payment certification as a condition, led to a private "replacement" Social Security certificate of the upsurge, limited purchase order as a fake.　　This micro-blog caused by netizens hot discussion. This reporter survey Beijing, Guangzhou, Shenzhen and a number of second-tier cities related to the situation found that, due to pay Social security certificates used for home purchase, all over the derivation of a number of specialized agency for Social Security certification. In the two or three-line city of social security is quite common, the cost from thousands of to tens of thousands of dollars.　　Only in Beijing to buy a 5-year Social security certificate is more difficult to complete, Shenzhen March regulations for non-deep households even if a replacement can not buy, pay a cooling. Reporter investigation shows that this "more than" for the purchase and temporary falsification of social security documents.　　A number of real estate industry insiders said, mainly in the household registration, social security and tax proof as restrictive conditions of the implementation process, the derivation of a group of interest brokers, the tried of the broker led to a large discount on the purchase effect. Social Security broker "how much does it cost to have a 1-year Social Security certificate for your city that implements the restricted purchase order?"　　March 28, the Central Plains real estate North China region managing director Li Wenjie issued a microblog, causing concern. In March, the Beijing restrictions on the purchase of regulations, must provide Beijing household registration or full 5 years of social security/tax proof before you can buy a house.　　This has sparked a wave of social security payments in Beijing. According to the Beijing Social Security Center staff, the field account to pay social security must be linked to the company, the payment of social security must be handled through the company.　　In general, the replenishment of the year is not processed. According to a number of intermediary agencies, in Beijing, there are many agents of social security "institutions."　　The reporter contacted a special agent in Beijing to buy a house to buy a car Social Security certificate "Company", its staff Xu Heng (a pseudonym) said, now still can handle 5 years of social security, a total of 52,000 yuan, but also told reporters can be interviewed in Beijing. But another so-called more professional agent of the agency, Ms. Liu said, now do not 5 years, can only do 1-3 years, "the general span of the year to pay Social Security Center will not be done." Liu said that the company has a way to pay, but limited to foreign rural hukou, urban hukou can not be paid.　　Because the urban hukou needs to pay for the injury, medical and pension three risks, the current pension is not paid, and the rural hukou only need to pay for injury and medical treatment can be.　　In the reporter to purchase the identity of the people repeatedly asked, Liu disclosed that its "company" business process is as follows: the buyer pays the social security related expenses--and the company signs "labor contract"--the company makes the purchase person wages, the tax and so on related file--the company applies for the purchase person Social Security--the company to pay the social security-- Liu said that for the payment of business needs to provide the relevant documents and documents they have. Liu told reporters that a replacement of a Social Security certificate service fee will need 5000 yuan, excluding the cost of social security accounts, these costs because Beijing is measuring the social security base, currently difficult to determine. But "we guarantee that you can check your account information at the Social Security Center," Liu said.Now many of the people who pay social security are in order to buy a house, the company has successfully handled many cases. In addition to Beijing, the majority of other restricted cities need only one year of social security certification, pay relatively easy to operate. In Shenzhen and Guangzhou, can also be searched from the network to a number of social security, tax certificate of the telephone.　　The reporter dials one of the numbers, a self-proclaimed surname Zhang man said, can take on behalf of the Shenzhen Social Security certificate, just 4600 yuan; if in Longgang, Baoan buy second-hand housing, also can package transfer, need tens of thousands of yuan.　　In some limited purchase of the two or three-line city, the reporter found that the agent of social security is widespread, Nanning, Guangxi, only a replacement of social security fees is 3500 yuan, according to the local people reflect the trend of rising; Chongqing, Xian, Dalian in 4000~6000 Yuan, Chengdu needs 7500 yuan.　　Reporter investigation found that, in addition to the Social Security certificate, a one-person company or a couple of partner enterprises to purchase, there is no household registration and no number of restrictions, become another way to circumvent the restriction of purchase, in the recent Beijing Chaoyang District, a real estate opening, the first choice of 6 suites, that is, this method of buying a house, all is the entire purchase.　　China far real Estate Chairman Ren Zhiqiang (micro-blog column) has also pointed out that the policy does not limit the purchase of companies, and did not limit the company after the bankruptcy of the property to the creditor to repay the debt, this way can also buy a house. "Don't underestimate the wisdom of the people.　　"Ren Zhiqiang believes that the restrictions are not market-based means, unreasonable policies must have countless loopholes, there must be a lot of roads can reasonably bypass the red light district." But the reporter survey shows that the company's name is still rare to buy a house. Because it has to pay more taxes, procedures complex and subsequent transfer operation is more troublesome.　　The reporter learned from the tax department that the transfer of real estate companies will face high taxes, including land value-added tax, business tax, stamp duty and corporate income tax, are more than individuals and families to buy a lot higher.　　Developers in the "Limit purchase Invalid" sound, "a normal family can buy at least 5 suites," a large property developers in South China said to our correspondent, grandparents, parents plus a 18-year-old child, is 5 suites, he said, limited purchase can not play a role. "　　What is the risk of a risk-cost violation?　　Reporter from the Beijing Municipal Construction committee learned that the current Beijing housing Network sign system has been upgraded, in the field of residence home buyers to apply, the network sign system can be connected with social security systems such as networking, check to the buyer's accurate information, illegal transactions will be canceled eligibility. "Now outsiders pay social security can be handled through the network, we do not know ' Beijing 15 ' after the introduction, how many people pay social security."　　"Beijing Social Security Center workers said that the payment of the situation must be some, but whether it involves buying a house, no understanding." Chaoyang District human Social Security Bureau related responsible person said, after the Spring Festival, Chaoyang District Social Security Center receives the consultation Social Security supplementary payment amount to be steep, the district analysis may be affected by the automobile market, the real estate control policy. To this end, the bureau to increase the amount of the audit of supplementary materials, the time period of paymentLong application, the focus of verification of labor contracts and other materials, the requirements of the Unit for the issuance of materials, for difficult to confirm the material, the linkage mechanism, by the Social Security Audit department further review. Beijing Social Security Center in charge of the relevant person recently also said that the forgery of proof materials or other fraudulent means to participate in the insurance payment is a violation.　　Beijing will clean up the illegal accounts, the consequences of the illegal individuals bear, and the relevant information into the personal credit warning system. Bank of China Beijing Branch a personal loan business manager told reporters that the bank through the Social Security Center network system, can find out whether the purchase loan applicants have compliance with the social Security payment information.　　But the bank's non-audit department, only the Beijing Municipal Social Security Center issued a Social security certificate, and will not check whether to pay. Beijing Zhongyuan Real Estate three level market research director Zhang Dawei to our correspondent, the concept of replacement and forgery is different in Beijing, because the rules require more than 5 years of social security certification, if the middle is missing for several months or a year, can also be a replacement; but if you never pay Social security in Beijing, you can't do it again.　　He stressed that there are some small companies or individuals in the market who can operate such "replacement", but there is no such business in central China. Shenzhen well-known real estate lawyer Zhangmaorong reminded, the current legal profession and relevant departments have been clear, the field of household residents in order to buy a "replacement" social security phenomenon, suspected of forging evidence and fraud, has been listed in the relevant departments for strict investigation.　　This will lead to the purchase of the buyer can not be transferred after the risk of transfer, and other needs to bear the legal responsibility. When the reporter to buy the identity of the buyer is guaranteed to pay after the real estate transfer, the former said Shenzhen Zhang surname man, he also can not guarantee.　　"Policy is always changing, and we are not in touch," he said, before and after the Spring Festival, its daily processing of forty or fifty cases of tax-paying certificates, now basically no;　　Shenzhen This change comes from March 2, Shenzhen City planning land Committee again out "Limit purchase order" details, clearly stipulates that for non-city residents of the household housing households to provide tax payment proof, must meet the recent continuous payment of more than 12 months and does not include the conditions of payment; The Shenzhen Land department no longer admits that the supplemental Social Security certificate can be used for transfer.　　Li Wenjie said in Weibo, nationwide implementation of housing restrictions to purchase the city, non-local residents to produce at least 1 years of social security pay proof of the provisions not only in the form of a fictitious, but also a private replacement to pay the cost of the general from thousands of to tens of thousands, a paper limit purchase order do not know how many "relevant departments." The relevant departments of the current property market to circumvent the specific restrictions on the purchase of data and no statistics.　　Zhang Dawei that, after all, the property market to circumvent the limited purchase is a small number, now from the volume, is still the trend of continued decline.　　And from the price, Beijing, Shenzhen and other one or two-line real estate prices in the core region is still no signs of decline, individual also rose. There is a mixed attitude about the effect of the purchase restriction.　　Zhou Yi, a Pacific Securities analyst, said analysts are now concerned about the policy, but the effect remains to be seen. Qiang Zhao, Shen, an analyst at GF Securities, says the new country has eight tougher degrees than previous, the housing market in the frozen period estimated at more than 6 months, two quarter turnover is difficult to significantly volume.