Rise in Sichuan Province, 70 percent of the mortgage accounted for less than 5%

Yesterday, the People's Bank of Chengdu Branch held a news briefing, informed the first half of this year, the financial operation of Sichuan Province. Reporter learned that as of the end of June, the province of foreign currency loans in the balance of 1.8068 trillion yuan, 208.4 billion yuan earlier than the beginning of the year, a small increase of 99.5 billion yuan.　　In the first half, the province's new real estate loans 71.6 billion yuan, since May, the growth rate of the ring decline trend. The first half of the new mortgage 71.6 billion up to the end of June, the provincial financial institutions of foreign currency loans in the balance of 1.8068 trillion yuan, an increase of 208.4 billion yuan in the year, less than 99.5 billion yuan.　　Among them, the financial institutions in Chengdu, RMB loan balance of 1,127,649,000,000 yuan, increased by 22.92 billion yuan last month, compared to the beginning of the year to increase 140.709 billion yuan, the renminbi deposits in the beginning of new 191.32 billion yuan, savings deposits add 51.647 billion yuan.　　People's Bank of Chengdu branch of the money and credit department responsible person said that the first half of the new loans were mainly in the manufacturing, transportation, warehousing and postal services, Water conservancy, electricity, environment and public facilities management industry, financial institutions loan growth rate than last year smooth decline, the movement of steady return to the normal situation. This April, the State introduced a series of policies to regulate the real estate industry, bank loans have been affected.　　As of the end of June, the provincial financial institutions of real estate loans in the early 71.6 billion yuan, including real estate development loans and home loans accounted for 21.5% and 78.5% respectively.　　Yesterday, according to the People's Bank of Chengdu branch of the money and credit department in charge of the relevant officials, since last October, the Sichuan Province, the personal housing loan interest rate has risen month by year, the June weighted average interest rate has reached 5.01%, the chain up 15 BP (1 BP 0.01%). However, the 70 percent mortgage loans from the beginning of last November, the monthly rapid decline, to June this year, the 70 percent home loans accounted for only 4.92%, the chain fell 25.64%, the highest when the near 70% is significantly lower.　　Among them, state-owned banks accounted for 3.51%, joint-stock banks were 5.76%, foreign banks were 14.65%, city business was 18.2%, and urban and rural credit cooperatives were 4.91%.　　The person in charge said that, from the trend, since May this year, the real estate volume slowed down the impact of real estate loans quarter-on-quarter growth trend.　　Provident Fund information into credit management this year, the central bank, the CBRC asked the financial institutions to carry out a balanced lending, which to some extent, led to a shortage of funds. The relevant head of the money and credit department introduced, from June these data, show that this month capital faced a little nervous, but this can not be summed up in the first half of the capital tense.　　It is said that, from the monitoring data, the interest rate of lending has shifted, the pricing strategy of financial institutions has been significantly different, reflecting the capital is not an imaginary tension. The official said that in June, the state-owned bank loans floating center of gravity up, the implementation of floating interest rate of loans accounted for 26.22%, the chain up by 3.05%, the implementation of basic and float up the scoreDon't be 25.13% and 48.64%. A few days ago, Sichuan Province officially approved the pilot Cross-border trade renminbi settlement.　　Yesterday, the People's Bank of Chengdu Branch revealed that after the early screening, the first batch of nearly 1100 pilot enterprises in the list was reported on July 9, the People's Bank of six departments. Credit management administration, as of June 2010, the Enterprise and personal credit system included 530,000 enterprises in Sichuan and 44.37 million natural persons information, the year-on-year growth of 2.32% and 8.96%. The scope of information collection covers more than 10 fields such as bank credit, Housing Provident Fund, Social Security, taxation, environmental protection, court litigation, arrears of wages and engineering funds.　　It is said that if someone has a provident fund loan, such as a commercial loan to buy a house, the bank through the inquiry of the personal credit system, can determine its belonging to the first few sets of properties. Newspaper reporter Yang