Set up Township village micro-loan company to help farmers start their own business

BEIJING, July 13 (Xinhua) Yining, the Standing Committee of the CPPCC, has proposed ways to help farmers start their businesses as they return to the financial crisis by adding village banks and Township village Microfinance companies　　The CPPCC Symposium on "Speeding up the transformation of development mode and structural adjustment to improve sustainable development" was held in Beijing today, and the CPPCC Standing Committee yining a keynote speech on "The problem of returning farmers to entrepreneurship". Under the impact of the international financial turmoil, the export-oriented enterprises along the coast have been scored, leading to a large number of rural migrant workers to seek livelihood. The most difficult to find a job in the current rural farmers, mainly in the age of 30 to 40 years old, especially the female workers. Combined with the economic, cultural and social experiences of migrant workers returning to their hometowns, yining that they should encourage them to start their own businesses. In view of the core problem of entrepreneurship-financing difficulty, Yining put forward the following suggestions: 1, the establishment of village and township banks, to improve the existing village and township banking mechanism, so that village and township banks to support farmers in many areas of the main financial institutions to start.　　Meanwhile, the rural credit cooperatives should be supported. 2, add suitable for township and village micro-loan company.　　Its capital threshold can be lowered to 3 million, and they are mainly loans to individual chambers of commerce and industry, small, micro-enterprises or aquaculture, fish ponds, workshops, etc.　　3, to return to the farmer's loans, mainly credit loans, can take the way of the loan households, of course, can also take mortgage or pledge loans.　　4, to actively guide the bidding, mutual funds and other non-governmental fund-raising organizations from the ground to the ground, to lift the concerns of those engaged in these activities, so that the standardization. 5. In order to prevent the financial institutions which are engaged in the venture loans of returning farmers from getting into trouble because of not receiving credit loans, they can set up a small loan guarantee fund for farmers ' entrepreneurship, which is mainly funded by the central government and local government's financial expenditure.