Seven Pu Road shop credit card payment stop

Suspected to provide a malicious set of credit cards now Oriental Morning Post reporter Ching Li Yan intern Liu recently to go to seven Pu road Amoy, if you do not have enough cash, please bring a pay card, because some of the seven-way shop credit card payment is canceled, credit card can not brush. Recently, some members of the public have reported to the morning paper that when they went shopping at some shops at seven Pu Road, they were unable to pay their credit cards, so that some people who used to pay by credit cards were very inconvenient.　　Reporters learned that the seven-way shop to stop credit card overdraft services, and some shops to provide customers with credit card business. No notification of credit card payments stopped reporters yesterday in seven Pu Road more than the installation of UnionPay POS machine shop learned that about 1 months ago, customers could not pay through a POS overdraft credit card, due to the fact that a shop was previously suspected of having a credit card set up for a customer, after a period of time,　　Some shops that install POS machines are being canceled by the credit card payment function. In the booming market on the 4 floor, the reporter found that the POS machine is not common, and most of the business is hidden in the corner. There is no consensus on why a credit card cannot be brushed. Some said that the marketing department had notice can not brush, but also some say nobody notice suddenly can't brush. Businesses have said that stopping credit cards has caused some of the business to be ruined, but few have asked the bank for a clear answer. "The impact of course, a lot of business can not do, but did not ask the bank, stopped the chant." "In addition to the booming market, the new seven PU clothing city also has a similar situation." Reporters visited the four or five floor of the 6 installed POS machine shops, only one said credit cards can continue to use.　　4 Floor A female boss, 50 years old, said that about half a month ago, the POS machine was found unable to swipe the credit card, because no bank or management notice to call the bank, but the bank did not give a definitive answer. "Other than credit card overdraft, other cards can be brushed."　　"In the new seven PU clothing City 4 Floor, the reporter asked several shops outside the shop with UnionPay logo, the owner of the shop without exception gave the same answer."　　The shop credit card is not a secret. In order to further understand the business of shop, the reporter contacted two in seven Pu road purchase clothing dealers, they told reporters, some shops through the POS machine for customers to carry out the business from the Commission, is not a public secret.　　Mr. Xu, who operates a clothing business, has been starting a business 3 years ago, almost every month to seven Pu Road to purchase, and sometimes money turnover does not come, will be through the way to emergency. "At the earliest, there were fewer places to draw and commissions were higher, and I met the highest one at 5%.　　"Mr. Xu told reporters, the current market, shops are generally charged 1.5%-2% commission, that is, if the customer in their POS machine brush 20,000 yuan, shops will be charged to its 300 yuan to 400 yuan commission." Mr. Xu said, because there is a certain risk, rashly door-to-door request for the service is notThere will be results, usually business, familiar with each other shops will provide, like some of their own fixed to the place, so that when the cash flow tense to solve the urgent.　　Ms. Liu, who runs the garment business, admits that she has also been in the form of helping friends, sometimes in order to brush points, sometimes for cash turnover, the largest amount of money turnover, she has gained more than 70,000 yuan in cash.　　Ms. Liu also said that although through the set can be in a short period of time to obtain more funds, but in the long run, both sides have a great risk, if it is the same person on the same POS machine frequently brush large amounts, the expiration of the words, it is easy to attract the bank's attention.　　Usually, in order to avoid the risk, oneself only for some business friends to provide a modest set of services. Malicious set is now found to be eligible to cancel the reporter learned yesterday, in view of the current prevalence of credit card phenomenon, the CBRC issued the "Further regulation of credit card business notice", the relevant content that the banking institutions to credit card fraud, hedging risk prevention and safety management responsibilities and special merchants to make the necessary agreement, Carry out continuous monitoring and regular on-site inspection of special merchants.　　Those who are suspected of assisting the cardholder should give timely warning and correction, and the serious circumstances shall immediately stop the merchant's receipt of the bill.　　UnionPay staff said that will be in the new development of special merchants (using POS) when the strict implementation of merchant access system, and further strengthen the qualification of special merchants Audit, do not regularly to the merchant site investigation.　　Explain credit card malicious condom is the card holders do not through ATM or bank counters, such as formal channels to withdraw cash, but through some illegal intermediary agencies in the name of the consumption of credit card. Why do credit card holders choose informal intermediaries instead of going to the bank?　　It turns out that credit cards are available on banks ' ATM machines, and the cardholder takes cash very limited, in addition, the bank will charge a 1%-3% fee and five out of 10,000 interest per day, if the overdue repayment, the bank will charge the circular interest arrears.　　　　If you go to the so-called credit card companies, then the equivalent of the card consumption on the POS machine, not only do not have to pay interest, but also to obtain a maximum of 56 days of interest-free period, the cardholder needs to pay, only to these companies to swipe 2% to 3% of the fees.　　Reminder debit cards can also be used to brush bank cards generally divided into credit card, quasi-credit card and debit cards. Quasi-credit card is a credit card, quasi-credit card can enjoy a maximum of 56 days of overdraft-free period, to directly take the present, the bank will charge a certain fee. Credit card can also be directly overdrawn and withdraw, the same, overdraft and access to the current must charge a certain fee.　　The seven paving malls call for a quasi-debit card and a credit card. The debit card is the salary cards, does not have the overdraft function. Currently at Seven Pu Road Mall debit card can also be used.