Shanghai builds personal Credit code: Negative information will remain for 5 years

The payment records of water and electricity, traffic violation records and even book return records, will be "stored" in each person's exclusive credit account. Reporter recently learned from the city's Economic information Committee, Shanghai has gradually established a citizen ID number based on the personal Credit code system, which means that more than 24 million permanent residents will have a unique credit account. National level of Social Credit system construction planning has been reported to the State Council, will be released in the near future.

According to the plan, the Credit system construction scheme which takes government affairs, business, society and Judicature as the main body, realizes the comprehensive coverage of Social Credit; in 2017, it will build a unified platform for finance, business registration, tax payment, social security payment, traffic violation and other credit information to realize resource sharing.

ID number is the credit account

Shanghai Public Credit Information Service platform opened a week ago, with Shanghai Hukou, Shanghai residence permit Shanghai resident population has been included in the credit platform, the public can rely on identity card inquiries to personal credit records, ID card number is a credit account. The malicious delinquent student loan, the handset owes, owes the tax; disrupting electricity order, damaging public infrastructure, fare evasion, forgery, alteration of tickets, cheating in exams, forgery of resumes, falsification of academic qualifications, theft, fraud, forgery of trading documents, cheating of old-age, maternity, industrial injury insurance, failure to meet the requirements of child-bearing, counterfeit patent, unlicensed operation, In violation of public places to control smoke management behavior will be recorded, information can be interconnected mutual check.

If credit is good, the public will enjoy more convenience. At present, the electronic certificate system of Shanghai Library is docking with the credit platform. As long as the reader authorized, on the map can immediately get personal credit report, no negative record of the reader can be waived 100 yuan deposit. It is a kind of management innovation to make use of credit instead of deposit to ensure the book borrowing agreement between library and readers. "The City Economic Information Source Committee deputy director Shao Zhiqing said, in the future, all involved to pay a deposit of public utilities management can replicate this model."

Negative information will remain for 5 years

The negative information in the credit account does not always "go with the Shadow", the platform will give the credit subject "rehabilitation" opportunities. The reporter learned that rewards, volunteers, such as the positive message is long-term preservation, negative information is generally the behavior of the date of 5 years later no longer provide inquiries. Some people worry, occasionally forget the money is not "branded the brand of dishonesty, everywhere subject to"? In fact, how to judge personal credit, is the user side of the matter, platform does not do negative evaluation. With the construction of the Shanghai credit system, the government departments can check the clients ' credit report in many fields, such as civil servant recruitment, residence permit integral and lawyer management, etc. recruiting enterprises and candidates can touch each other's "credit cards". In view of privacy protection, currently in addition to self-examination, inquiries other credit records must be authorized by the principal of the credit, and mainly through the qualified credit service agencies to complete, any query behavior will be stored in the form of a long-term log in the platform.

In the future, more and more credit information will be collected into the platform. For example, the payment of property fees, housing intermediaries and brokers credit situation may be gradually incorporated into the platform.