Shanghai Financial Building Interactive mechanism allows small loan companies to have rice

Officially operating 4 months, the cumulative loan of 50 44.62 million yuan ——— face such a transcript, Minhang Nine Star Microfinance Co., Ltd. mixed.　　Hi is the rapid growth of business, the market prospect is broad; the worry is that according to the law can only rely on 50 million yuan own capital lending, the amount of lending is close to the ceiling, the company's business facing the "no rice pot" dilemma. According to the relevant pilot measures, Minhang nine stars can be integrated into two of the commercial banks within not more than 25 million yuan, can face the new phenomenon of microfinance companies, many banks to "lending" or "not at ease." Even if you are willing to lend, it can only be compared to corporate loans, operating costs increased. The problem facing the Minhang nine star is actually the common problem of microfinance companies. The issue to the competent unit ——— the city of Finance office on the desktop, but to solve this problem, just rely on the city finance to do a family.　　Although the management of microfinance companies in the city finance office, but the financing of the supervision of the Central bank and the Municipal Banking regulatory Authority. In the study practice scientific development view activity, the City Finance party committee, the City Finance office and the central Bank Shanghai Headquarters, Shanghai Bank Supervision Bureau and so on central Shanghai Financial Institution, has established an "interactive linkage" mechanism.　　The results of the rectification of this practice have played an important role in solving the shortage of funds for microfinance companies in this city. March 31 this year, the city financial office, the central Bank of Shanghai headquarters, Shanghai Banking Regulatory Bureau and other departments related to the relevant officials sat together, on the basis of linkage research to come up with a solution. On the one hand, external blood transfusion, without violating the central bank regulations, by the CBRC to coordinate commercial banks and microfinance companies to cooperate with the operation of stable ship management norms, the provision of adequate microfinance companies, not exceeding its net capital of 50% of the scope of financing to support; On the other hand, encourage the internal reengineering of microfinance companies,　　Operating norms, the operation of a good microfinance companies, with the central Bank of Shanghai headquarters, the city Finance office and other relevant departments agreed, you can give priority to increase capital shares. Recently, in the Shanghai Banking Regulatory Bureau and other departments actively support, Minhang nine star and Fujian Xingye Bank seven PO branch reached an agreement, the central bank benchmark interest rate on the basis of reasonable pricing, the use of nine star industrial companies to finance the financing of the capital of 10 million yuan. If the Minhang nine stars meet the conditions, the city finance office and the Central bank's Shanghai headquarters will also agree to its capital increase and expansion of shares.　　Minhang nine-star practice breakthrough, so many microfinance companies see the dawn of development.　　Putuo Baoxiang, Songjiang Xinlong, Green Puming and other companies soon also with the relevant banks on the integration of funds to explore. Actual combat test the "interactive linkage" mechanism, linkage audit, joint acceptance, linkage counseling, the linkage to solve practical problems, for the development of microfinance companies opened a new road. April 15, on promoting the development of microfinance companies in the city of the "several views" issued, some common problems have a clear answer. Under the care of many, the city's microfinance companies have developed rapidly. The city has now approved the establishment of a microfinance company 27, spread over 11 counties, of which 22 officially opened, the cumulative issuance of loans near 1 billion yuan.