Shanghai Inverted building is now 10% down payment 12 owners suspect and developers have ties

Source: Internet
Author: User
Keywords Down payment landlord above Riverside
Tags cost daily economic news data developers difference economic high market
12 of stealth owners have been slow to defend their rights, the industry suspect or with the developers have ties to the puzzling is not only the Low-cost room, the reporter also found in the survey in this part of the "Low-cost room", some of the house actually has only 10% of the ultra-low proportion of down payment.  By the fall of the building, but still did not appear in the 12 Lotus Riverside garden owners, whether there are some "hidden" and has been "stealth"?  Although developers have officially started with the Shanghai "inverted floor incident" in the victims-Shanghai Lotus River Jing Yuan 24th, 25th Building 42 owners to negotiate compensation matters, but 12 of the owners are mysterious "stealth", never out of the registration point and compensation scene. The daily economic news reporter tried to contact the "mystery owner" yesterday to understand the situation, but through the real estate market through the data accidentally found: "Inverted floor" in unexpectedly have more than a set of high floor listings to sell at a low price, each square meter price than the same room type lower floor availability hundreds of or even thousands of dollars, Individual listings and the same period of sale of the same room type of house price difference or even more than 2000 yuan/square meters.  Particularly puzzling is that the above ultra-low price sales, there is also a set of housing down payment ratio only 10% of the transaction price.  For the above "puzzling" data, Woo Wei, director of real Estate Research center Lu Linlin insisted that the Lotus River Jing Yuan price data from the Shanghai Real Estate Trading Center, is certainly accurate. If the above data is indeed as the provider of the cloud "accurate no doubt", a immediately the question is: "Stealth owners" is that part of ultra-low prices, ultra-low down down the property owners? "The 12 owners may have such links with developers, so they are afraid to defend themselves," he said.  "There are insiders who speculate.  The floor is high but the price is low? Previously, there have been media reports, Lotus River King Garden collapsed property sold a total of 42 sets, but the "owner of the Alliance" has registered only 28 households, plus the 11th consultation on the emergence of 2 households, in all, only 30 owners appear, and the other 12 households have not seen.  According to the land riding Lin introduced, in the transaction data "did not see" a number of identity card corresponding to a number of listings.  There is speculation that the more than 10 "mysterious owners" even communication, compensation scheme announced will not appear, it is likely that there is "hidden" will continue to "stealth". Reporters yesterday based on the clue to try to find sales information to contact this part of the "mystery owner", but in view of the Shanghai real estate market through the system of trading monitoring, but in the Lotus River Jing Yuan has collapsed 24th and 25th two apartment "transaction details", the accident found that the building has more than one set of floors, room type on the best listings,  Sell at one of the lowest prices for the entire building. According to the above transaction details, March 15 this year, the 24th building 11 Floor 1102 room, the area of 127.79 square meters, the total price is 1.66 million, the calculation of the average turnover of 12990 yuan/square meters. And in this House before and after the date of sale one months, the same type of 24th building 3 floor 302 room intoThe average price is 14085 yuan/square meter, 24th # 4 Floor 402 room price is 13694 yuan/square meter. Sales at ultra-low prices are not the only 1102 rooms in the 24th building.  On March 21, the transaction of the 24th Building 10 Floor 1001 room, the actual average price of 13121 yuan/square meters, and March 27 transaction 7 Floor 701 room but sold 14984 yuan/square meters of relatively high prices. However, the price gap between the above listings is not the largest.  March 15, 25th building 12 floor 1202 room had a 12965 yuan/square metre of the price of the deal; on March 5, 10 days ago, the 13-storey 1302 room of building 25th had just sold the high price of 15217 yuan/square metre-only one floor, but the price difference of both was over 2000 yuan/square meter. According to the land riding Lin introduced, under normal circumstances, the same time period, the same room type of housing, the higher the price of the floor.  and the Lotus River Jing Yuan collapsed buildings in many sets of houses in the area, huxing consistent, close to the case, the upper floors of the housing prices instead of the lower floor of the house price is much cheaper, or the same high-rise house but there are thousands of dollars in the price difference, which is puzzling, perhaps not a simple "fluctuation" can explain.  Down payment only 10%?  Puzzling not only the high level of low-cost housing, the reporter also found in the survey in this part of the "Low-cost room", some of the house actually has only 10% of the ultra-low proportion of down payment. According to woo Granville property market through the above "transaction details", building 25th of the 1202 room of the transaction price is 1.67 million yuan. However, the reporter also from the Shanghai Minhang Real Estate Trading Center registered above the listing data, the total loan amount reached 1.5 million yuan, according to this calculation, 25th building 1202 room owners only paid 170,000 yuan of the first payment, only the total price of about 10%.  According to the central bank policy of October 2008, the minimum initial payment ratio of commercial personal housing loans is at least 20%. Only 10% of the down payment, even the loan mortgage bank---Bank of Communications Shanghai Minhang Branch is hard to believe. Staff of the bank's credit department yesterday made clear to the daily economic news that, under the Bank's mortgage policy, the down-payment ratio of individual mortgages would be at least 20% above, and that the bank never accepted a loan application that had a down payment rate below the total price of 20%.  Therefore, Lotus River King Garden 25th building 1202 Room only to 10% of the proportion to pay down payment, it must be impossible, the transaction data is certainly wrong.  But for the bank to raise data errors, the data source Fang Youwei Real Estate Research Center Director Lu Linlin insisted that the above 25th building 1202 Room transaction price data from the Shanghai Real Estate Trading Center, is accurate. In this respect, the bank insiders pointed out that if the Minhang real Estate Trading Center registration of the amount of home loans and the housing market through the system to provide the transaction price data are correct. Well, the possibility is that the developer or the client is asking the bankFor the false price contract, can realize the mortgage of "10% down payment."  and Wei Ming Real estate think-tank Head Cai Weimin also said, if the developers deliberately forged contracts, and then improve the loan amount, do not rule out the "loan" purpose, in addition to the above may, really can't think of any reason. The above many sets of high floor listings low price deals and 10% down payment behind also hide what kind of "secret"? 12 households "stealth" owners are related to this? The daily economic news will continue to be tracked down.

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