Shanghai real Estate Regulation rules issued strict implementation of differentiated credit

According to the Oriental Network October 7 Evening News, in order to further deepen the implementation of the State Council this year to strengthen the real estate market regulation of various policy measures to consolidate regulatory results, today, the Shanghai municipal Government has forwarded five departments such as housing Security and Housing Authority Some opinions on further strengthening the regulation of real estate market and speeding up the work of housing security in this city.　　Comments A total of 12, the main contents are as follows: first, the strict implementation of differentiated credit policies to curb unreasonable housing demand. Commercial banks to household loans to buy goods housing, the proportion of the first payment and the interest rate of loans conscientiously implement the central bank, the Banking Regulatory Commission's latest regulations on loans to buy third and above housing, to stop the issuance of housing loans. Strict implementation of the relevant provisions of the State, for non-city residents in the purchase of housing in the city to apply for loans, should provide from the date of application of the first 2 years in the city accumulated more than 1 years of personal income tax payment certificate or social insurance (urban social insurance) Payment certificate. Cannot provide, the commercial bank suspends the issue housing loan.　　Housing Provident Fund Loan policy has also been adjusted to stop the purchase of a third set of housing and the Family Housing Provident Fund loans.　　Second, in a certain period of time to limit the household home purchase. The residents of this city and other provinces and cities can only buy a new set of commercial housing (including second-hand stock housing) in this city.　　In violation of the provisions of home purchase, real estate registration agencies do not accept real estate registration.　　The third is to play the role of tax in the real estate market regulation. According to the state to speed up the reform of real estate tax pilot work requirements, the city will actively do a real estate tax reform pilot preparations. Strengthen the land value-added tax management, according to different sales prices to determine the land value-added tax Shengzheng rate, focusing on prices significantly exceed the level of surrounding real estate development projects, land value-added tax liquidation and inspection.　　Housing development project sales average price lower than the project area (the region according to the outer ring, outside the outer ring division) in the last year of the new commodity housing, Shengzheng rate is 2%; above but not more than 1 time times, the Shengzheng rate is 3.5%; more than 1 time times, the Shengzheng rate is 5%.　　Four is the relocation housing early listing transactions.　　In order to increase the general merchandise housing supply, the relocation of the residents of the family was allocated relocation housing (supporting commercial housing), allowing the listing of trading deadlines, from the acquisition of real estate warrants over 5 years adjusted to 3 years.　　Five is to improve the commercial housing pre-sale threshold.　　After July 1, 2010, the acquisition of the "Construction works permit" of the commodity housing projects, requirements completed to the main structure of the ceiling and through acceptance, can apply for commercial housing pre-sale permission to ensure the safety of housing quality, and effectively protect the legitimate rights and interests of home buyers.　　Six is to push forward the housing security work. Gradually relax the standard of low rent housing access. Throughout the year, in the central city and the conditions of the suburbs of the full implementation of the economic application of housing applications for supply. actively promote the public rental housing work, and seize the construction and raise a group of public rental housing. Further promote the central city of the two-grade old in the following housing renovation, planned to carry out the suburban town crisis shed simple house renovation. We will vigorously promote the construction of large residential communities with the guarantee of housing as the mainThe next 5 years new affordable housing 1 million sets.　　Seven is to further standardize the real estate development management behavior, strengthen the transaction order supervision. "Construction project planning Permit", "Building construction permit" of the construction scale and the pre-sale scale of commercial housing should not be less than 30,000 square meters, project size less than 30,000 square meters, should be one-time claim. Real estate enterprises should be in strict accordance with the declaration price prices, a room price external sales, sales prices exceed the declared price, should be reported to the housing Department for the record.　　Serious investigation of real estate business virtual transactions, cover plate reluctant, drive up prices, encourage customers to sign "yin-yang contract" and other illegal violations.　　Eight is the city will continue to increase the total supply of residential land. Affordable housing and small and medium-sized flat-type common commodity housing land is not less than 70% of the total supply of housing land.　　To perfect the land supply system, it is required to define the proportion of the allocation of the subsidized housing in the contract of land transfer. Shanghai will continue to adhere to the main residential, based on the principle of public consumption and general commercial housing, we will speed up the establishment and improvement of the real estate market system and housing security system, increase supply and demand two-way adjustment, and improve the supply of ordinary commodity housing, guide residents reasonable housing consumption, resolutely curb land price and house price rising momentum, Accelerate the construction of affordable housing, improve residents ' living conditions, promote the city's real estate market stable and healthy development.