Shanghai two sets of mortgages from close to buyers wait and see

South Huangpu, Pudong Blue Cloud plate reaction is more obvious sellers are still reluctant price Shanghai strict implementation of two sets of mortgage "iron Law" news by the Shanghai Banking Regulatory Bureau "confirmed" after the policy-sensitive second-hand housing market has emerged a wait-and-see mentality. Yesterday, the morning newspaper reporter from a number of well-known second-hand housing intermediary company learned that although the policy from the tight message to most regions did not form too much impact, but some of the improvement of the property buyers to the policy response.　　According to the Shanghai Professional Mortgage company data, the July mortgage business volume showed a downward trend. Buyers speed up the transfer rhythm 21st century real Estate Shanghai Regional Market center of the latest store survey, "Two housing loans from the tight" policy changes have brought a certain impact on the Shanghai second-hand housing market, which in the South Huangpu, Pudong, such as the improvement of the demand for the central plate performance is relatively obvious. And in the gate of North Nanjing, Putuo really such as, Baoshan high boundary plate, the current market reaction is more calm.　　However, with the gradual implementation of the policy, the above plate is expected to improve the demand for housing will also be subject to some restraint. A 21st Century real estate store survey showed that about 30% per cent of customers reacted significantly to the "tightening of two mortgages" policy, and mainly concentrated in two types of customers: First, has reached the transaction intention but has not completed the transfer of the two sides significantly accelerated the transfer rhythm, which is mainly reflected in speeding up loan approval and tax processing, such customers account for about 20 of the total customer %; second, the small number of buyers in the future expected to change, from the ready, eager to switch to wait and see, accounted for about 10% of total customers.　　In the high prices, exchange and investment slowdown, policy adjustment of the resultant force, housing prices in the third quarter may usher in the adjustment of the expectation is the main factors affecting the housing market. The impact of high-end housing is not obvious Shanghai Zhongyuan Real Estate Hongkou Regional Director Guoling also introduced, the buyer's sensitivity to the policy is significantly higher than the sellers, there have been many buyers come to the store to consult the two housing policy of the specific situation, and the landlord, due to market environment impact, the landlord still performance "reluctant", "Jump price" and so on,　　Whether the market will usher in regulation is not very concerned about; And the Lutheran house in ancient north, Pudong and Xujiahui three regional store length to reporters, because most of the Lutheran house stores in the high-end housing area, this part of the housing policy is mostly not sensitive, especially some people outside the country, domestic loan policy does not have an impact. In addition to the current market availability of more and more scarce, buyers and sellers stalemate more obvious, the extension of the trading cycle, but also to reduce the effectiveness of the policy.　　Moreover, whether the operation level can be strictly enforced is also an important factor affecting the effectiveness of the policy. According to Shanghai Kai Yi Investment Consulting Management Co., Ltd. data, with two sets of mortgage policy tightening, July to date, the volume of loans in June compared to the same period decreased by about 25%. Many two-room loan customers believe that the first Shengcheng number of home purchase requirements, plus two sets of mortgage rates in strict accordance with the benchmark interest rate on the basis of 10% to carry out, the cost of home purchase has been greatly increased, many funds are not very abundant investors postponed the purchaseRoom plan.