Shoot the bricks! As long as there is a plan 26 years old so the garage is ready

Graduated three years, 26-Year-old Wang has joined a car has a family, not only attracted a lot of peer envy of the vision, but also so many homes, cars are demo "Elder" since the sigh. Some people can't help asking: "How come this kid has so much money?" As a matter of fact, Xiao Wang's dream of driving a car in advance is inseparable from his shrewd way of managing money. As a result of learning finance, Xiao Wang has long been a strong interest in securities investment. Early in the big two o'clock, Xiao Wang began to fry, in his own words is "applied." However, oneself is a poor student, in addition to living expenses outside no extra funds, what to fry? At that time, is catching up with the 1999 State for college students to implement student loan policy, Xiao Wang applied for 5000 yuan student loans, as the principal of the stock. Xiao Wang knows that after graduating from student loans is to be returned, and the stock itself there is a great risk. So he only invested 3000 yuan in the stock market, putting 2000 yuan in the bank as a "security account", safekeeping. As the stock market was still in a bull market, coupled with the growing sophistication of operating skills, Xiao Wang shot extraordinary, buy the stock almost all profit, he put the profit of all the existence of "security account", until the account balance shown as 5000 yuan, he relieved, he has not owed the bank, and then go on to make money belong to their own. In this way, in college, after paying off the student loan, his stock earned him more than 10,000 yuan. Soon graduated, Xiao Wang entered a large state-owned enterprises to work. As the home in the field, the unit arranged for him quarters. At that time, Xiao Wang had the idea of buying a house. However, in the capital of the city to buy a house is not easy, hundreds of thousands of, millions of house prices for a newly graduated college students is simply astronomical. But Xiao Wang made a plan for his income and expenditure, accounting for his current and future property, the initial budget, after 2 years of work, their own savings can reach about 80,000 yuan, so that the house down payment can be solved. During this period, Xiao Wang is very concerned about the property market and pay attention to compare the price of each real estate, and finally he locked the target for affordable housing, and in two years to buy a house when the deadline is on the line number. During the work, due to the efforts of Xiao Wang, rising wages, daily bonuses and year-end awards are also high, plus usually more frugal, less spending, two years down, Xiao Wang's account has been 100,000 yuan. Down payment 80,000, Xiao Wang in the bank to run a 300,000 Yuan Provident Fund loans, which is cheaper than commercial loans 1%, the house problem has been solved. As the house is far from the work unit, buying a car naturally becomes Xiao Wang's next plan. Take a look at the purchase of the house after the remaining assets have been left, Xiao Wang decided to spend another year to raise money to buy a car. Because the price of the car fell very badly, considering his ability to withstand, Xiao Wang decided to buy the price of 100,000 yuan in the economic sedan. Later, Xiao Wang turned a lot of car market, a chance to understand that group buying can save a sum of money, so the online collection of a group of people with the same needs, in their own funds basically in place, bought a heartMiriam had been a long silvery Hyatt. According to his calculations, group buying is more than 7,000 yuan to buy alone. In this way, the graduation only three years time, Xiao Wang put the room, car these two big problems are solved. Xiao Wang summed up his financial way: first set a goal for himself, and then use the most economical means to achieve it. Now is the car, room carefree Wang is still happy with the money, he is still making stocks, funds and other investments. "Make money good" has become his lifelong pursuit.