Silver Letter cooperation emergency call off form credit nowhere to hide

The real estate company also loses a financing channel ⊙ journalist Tang Jinlong an urgent verbal ban or a "form of credit" that has long been hidden away from normal credit channels. From the beginning of the Friday, the spread of the regulatory layer on the cooperation of the Bank of the Emergency regulatory action officially launched. Yesterday, a number of trust industry to the reporter confirmed that in Friday, the CBRC orally informed the CBRC all over the bank and related trust companies, suspended all banking business with the financial services of the joint business of Silver letter.　　As of yesterday, the relevant trust companies have received the CBRC and the jurisdiction of the Office of the CBRC oral notice. "This morning the company opened an emergency business coordination meeting, is about the bank letter cooperation business suspension, other business can also normal development, the company discusses how to deal with."　　A large trust company in Shanghai said to the reporter. The main form of bank letter cooperation is that banks issue financial products through trust companies, which are mainly based on fiduciary loans and credit asset investment.　　Some of the money into the real estate companies, but also the real estate companies used to finance one of the channels.　　At present, the scale of the bank's cooperative wealth management products has exceeded 2 trillion yuan, and last September, the scale was not less than 600 billion yuan, the end of April this year has soared to 1.88 trillion yuan.　　Perhaps it is because of the sudden mengjin of the scale of cooperation between the Bank and the letter, exacerbating the concern of the regulatory layer over the bank's cooperation business.　　Banking Regulatory Commission related people said that some banks to circumvent the provisions of the provision, capital supervision and other prudential requirements, through the design of the issuance of credit asset-type financial products, the loan transferred out of the table, which led to a disguised form of cooperation in the silver letter to increase the size of new credit, increased the difficulty of June 1, the CBRC urgently convened the bank letter cooperation business of the largest 12 trust companies to meet, the demand for some of the silver letter product size and issuance growth of the former Trust company to actively compress the business scale, and the monthly silver letter products can not be issued more than the size of the end of May.　　And in the one months after the meeting, the CBRC, the bank's letter to cooperate with the strict "stop", so that the trust company some unprepared. The reporter also learned from the relevant channels, in order to further regulate the bank letter cooperation business from the system level, the CBRC will soon introduce "trust Company Net Capital management measures." The preliminary formulation of the Trust company Net capital shall not be less than 200 million yuan, not less than the sum of the risk capital of 100%, not less than 40% of net assets.