Six banks start to implement New Deal two suites identified as the family unit

Source: Internet
Author: User
Keywords Bank journalist ABC
Tags credit learned start the new
This news (reporter Gaochenwu Zhu wo Ma Wenting) Following the Friday ICBC announced the implementation of differentiated housing credit policy, reporters yesterday from BOC, CCB and ABC learned that 3 banks since yesterday have begun to implement or implement new rules, that is, loans to buy a second housing households, the loan down payment must not be less than 50%,  The lending rate must not be less than 1.1 times times the benchmark rate. Reporters learned from BOC yesterday that the bank began to formally implement the new two-pack loan policy since yesterday. CCB Beijing Branch of the relevant people said that the construction bank will strictly implement the State and regulatory departments of the latest regulations, focus on policy refinement and implementation, strict implementation, and the relevant rules are being tightened up. In addition, the reporter learned from ABC Business Department, ABC actually began to implement the new policy, "These two days must have no way to get the old policy."  Citic Bank and Minsheng Bank said yesterday that two banks had already started a new deal on mortgages, even though they had not been notified of the regulatory authorities. In addition, the reporter learned that since the gradual tightening of home loans this year, most bank lending to the family as a unit to define two suites. Banks in the definition of the central bank credit system records, as long as the spouses of the two sides have a personal housing loan records, whether to pay off or not, the application of the mortgage will be regarded as the second and above.
Related Article

Contact Us

The content source of this page is from Internet, which doesn't represent Alibaba Cloud's opinion; products and services mentioned on that page don't have any relationship with Alibaba Cloud. If the content of the page makes you feel confusing, please write us an email, we will handle the problem within 5 days after receiving your email.

If you find any instances of plagiarism from the community, please send an email to: info-contact@alibabacloud.com and provide relevant evidence. A staff member will contact you within 5 working days.

A Free Trial That Lets You Build Big!

Start building with 50+ products and up to 12 months usage for Elastic Compute Service

  • Sales Support

    1 on 1 presale consultation

  • After-Sales Support

    24/7 Technical Support 6 Free Tickets per Quarter Faster Response

  • Alibaba Cloud offers highly flexible support services tailored to meet your exact needs.