Six banks start to implement New Deal two suites identified as the family unit

This news (reporter Gaochenwu Zhu wo Ma Wenting) Following the Friday ICBC announced the implementation of differentiated housing credit policy, reporters yesterday from BOC, CCB and ABC learned that 3 banks since yesterday have begun to implement or implement new rules, that is, loans to buy a second housing households, the loan down payment must not be less than 50%,　　The lending rate must not be less than 1.1 times times the benchmark rate. Reporters learned from BOC yesterday that the bank began to formally implement the new two-pack loan policy since yesterday. CCB Beijing Branch of the relevant people said that the construction bank will strictly implement the State and regulatory departments of the latest regulations, focus on policy refinement and implementation, strict implementation, and the relevant rules are being tightened up. In addition, the reporter learned from ABC Business Department, ABC actually began to implement the new policy, "These two days must have no way to get the old policy."　　Citic Bank and Minsheng Bank said yesterday that two banks had already started a new deal on mortgages, even though they had not been notified of the regulatory authorities. In addition, the reporter learned that since the gradual tightening of home loans this year, most bank lending to the family as a unit to define two suites. Banks in the definition of the central bank credit system records, as long as the spouses of the two sides have a personal housing loan records, whether to pay off or not, the application of the mortgage will be regarded as the second and above.