Six-year-old man even cheated four years to buy 4 insurance and thought it was saving money

Source: Internet
Author: User
Keywords Four years save money old man
Tags company customer customer service gui it is recommended to save save money
67-Year-old GUI dad often to the post store for savings, do not want to four years to buy 4 insurance products, they do not know. Finally, the son found that the father has "saved" 79900 yuan in insurance. "My father lives in Castle Peak, and in April this year, he went to the Postal Savings Bank Wu branch to dump a deposit of 36900 yuan, and bank workers recommended to my father that they save money in the same way as they do on a regular basis." He didn't know it was insurance and signed the policy. Recently, when I came home, my father showed me my passbook, and I saw that it was not a passbook at all, but a 6-year warranty. Now the surrender is to lose thousands of yuan principal. "said Mr. GUI. Mr. GUI said he later found another 3 policies. 2008 years spent 10000 yuan to buy the Pacific Life Insurance Company's 10-year dividend insurance; 2009 years spent 15000 yuan to buy the Taiping life of 10-year surplus Fung C; This March and April, respectively, spent 18000 yuan and 36900 yuan to buy 6-year insurance life insurance. He said his father told him that the bank said, "Keep this, the profits are higher", so he saved. Reporter Call the PICC Customer service, customer service said, this is not the same as bank deposits, it is silver products, investment finance type, if you want to surrender in advance, you can obtain the cash value of the policy and cumulative dividends. The 36900-dollar policy will only get $34021.8 for the surrender of the insurance, with a loss of more than $2000. "Buying insurance now has 10 days of hesitation," he said. Within 10 days, the insurance company would call to ask investors if they knew what they were buying. If you are misled, you may say that you do not know it is insurance when you receive a customer call, then the insurance company will refund the money in full. "The Hubei Province Insurance Association Personage reminds the investor, uses the hesitant period to distinguish the deposit or the insurance, may one more investment safeguard."
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