Sky Map Capital Tang Zhimin: The service industry has to 3.0 version of the need for category first and combined with large data

Http://www.aliyun.com/zixun/aggregation/33721.html ">2014 year June 27, sponsored by the Ningbo People's government, the Qing Branch group, Ningbo Financial Office, Ningbo National High-Tech Zone Management Committee hosted 2014 China Equity Investment Forum @ Ningbo at Intercontinental Ningbo Hotel.

The following is the statement of the Tang Zhimin capital:

Consumer products include consumption, such as some hospitals or third party medical examinations and so on. We believe that the development of the service industry has developed to the 3.0 version. At first it was the traditional service industry, the form of a single shop. Later developed to 2.0 version is a chain of form, the form of the main chain of signs, this piece is based on information, of course, there are other copies of the standardized content, and some equipment.

Now I think that is the 3.1 version of the Internet, especially the mobile internet, what we see is relatively hot, such as online tourism, online education, online medical services, online finance, that is, Internet finance, these are based on two, one is large data, The second is the configuration time of mobile internet and the combination of traditional consumption.

Another piece is the use of Internet thinking and traditional industries, such as traditional liquor industry, it is actually a product brand, but it also uses the Internet, especially mobile internet means to marketing, this is our concern. So we now cast the enterprise, is also with the Times, from the original version 2.0 to the present 3.0 version, so in this piece, there are more integrated enterprises, especially the Platform enterprise Development.

Entrepreneurs may be in the service sector, including the goods, for other manufacturing more attention, people would like to see, is that I want to be your service, or I want to buy your things, first of all see you this brand is not his heart already have. This is the most fundamental reason for us to invest in the enterprise, is that you can be in the category of preemptive positioning.

This preemptive positioning means that I can first enter the blue sea, eventually in the people's head, the thought of what will know you. For example, think of the fear of Wanglaoji, a thought of search Baidu search, which is the core of the first. Liu Total they voted in the Shenzhou car is a preemptive positioning, because the Shenzhou rental car is the first in China, so we cast a lot of enterprises are around this standard to invest.

The second category, based on the current modern service industry, is to determine whether its entire business model is based on large data to innovate business models.

We put in a small loan this year, microfinance is also established over the past few years, collectively referred to as large data finance, including the current we are talking about business-to-business, or financial internet finance, is also within this scope, this small loan and the old basis of the difference in where? It uses large data to analyze the data of some borrowers, so that it can credit, is that I through the flow of funds and past transactions, etc., can improve your credibility, in fact, the traditional bank is mainly to see your real estate to mortgage, while some small micro-enterprises or even individuals, almost no real estate, Even if there is real estate will not bring you, so more through its liquid assets, including transactions and other liquid assets, and this will be through large data analysis, on the basis of large data analysis can increase your credit, thereby giving you a loan.

On the other hand, is also the use of mobile Internet under the current micro-entrepreneurial business, that is, I am clear enough, because the PE institutions are mostly light assets, in the case I just talked about, mainly how I find lenders and borrowers, the traditional is to raise a group of people, now enterprises to use innovation, Enabled him to develop together in a micro-entrepreneurial way. We think that one of the concerns is positioning and branding, the second is the entrepreneur himself, and the third is the innovative business model.