Small Micro Financial Services Group CEO Pengley accepted Sina Technology exclusive interview

Small Micro Financial Services Group (CHIP) CEO Pengley accepted Sina Technology exclusive interview, "Alipay thanked all the banks, including ICBC, for their support over the past decade and looked forward to continuing good cooperation with the major companies to support and develop a vibrant e-business and internet economy to achieve a win for all," she said. ”

27th, ICBC in its 2013 results announcement, 2013 full year to achieve net profit of 263 billion, up from the previous year growth of 10.2%. The governor of ICBC is apt to say that the whole development of internet finance has greatly promoted the real financial enterprises, and ICBC should strengthen cooperation with new Internet financial enterprises. At the same time, ICBC Vice President Zhang also said that ICBC and Alipay cooperation will not change, look forward to better cooperation with Alipay.

In addition, Li Zhenjiang, vice president of AgBank, said at the 2013 annual results Conference 25th that ABC was open to working with third-party payment agencies.

There are people in the industry that four lines of these actions are in the payment of the treasure from the air. In this respect, Pengley in the Sina Science and technology interview mentioned: "Alipay look forward to continuing good cooperation with the major lines", in her view, "Although the balance treasure was loved far beyond our expectations, it also became a representative product of the Internet finance, but return to do balance treasure beginner up, it is never to subvert who, Or beat Who. ”

The following is Sina Science and technology and Pengley dialogue record:

Sina Science and Technology: ICBC leaders in the performance of the Conference expressed the expectation and Alipay better cooperation, how to treat this Alipay?

Pengley: Thanks for all the bank's support for Alipay over the past decade, Alipay has made some efforts in the past 10 years to cultivate the user's habit of using net bank or third party online payment, and we are looking forward to continuing such good cooperation with all major banks to support and develop a vigorous e-business and internet economy to achieve a win for all.

Sina Science and Technology: for the current outside hot discussion four lines and Alipay dispute between, how do you think? Especially about ICBC shut down other branches in addition to Zhejiang branch of the fast payment interface?

Pengley: The important role that banks play as the national financial system is unlikely to be replaced. Network payments and emerging financial services are the capillaries of the entire ecosystem today. Both aorta and capillary are integral parts of the whole financial ecosystem.

Controversy does not matter, any dispute believes that through rational and objective communication can be resolved, but the premise is not to affect the user experience and benefits. After the controversy, we hope that we can work with all the other participants in the ecosystem to develop the financial system, so that finance can better serve the economic and social development and people's livelihood, which is the ultimate goal.

Sina Technology: Today we all think the four lines and Alipay between the core focus on the balance treasure, on this payment treasure inside how to look at this problem?

Pengley: From the beginning, the balance treasure is not Alipay's strategic products, just in order to allow users to put the balance in Alipay through investment relatively safe money fund to gain a little profit, so it is called balance treasure.

Although the balance treasure has been loved far more than we expected, it has become a representative product of the Internet finance of Pu Hui, but return to do balance treasure beginner up, it is never to subvert who, or beat who.

Good products should continue to exist, while continuing to serve the users, we also expect the entire financial ecosystem to achieve a total win.