Some individual shop pos suspend credit card

The newspaper (reporter Liang intern Teng) last weekend, like "Taobao" Miss Liu to be located in Yang Jia Ping Street Personalized clothing store consumption, took out a credit card ready to pay, but was refused. The boss told Miss Liu, this period of time can not brush credit card, because her POS machine is now a private account, to wait for the POS machine to use the company account. Yesterday, the reporter visited the market learned that a small number of banks have been individual businesses with personal settlement accounts for credit card receipts business temporarily closed, the request to the company account can be opened.　　It is reported that the bank's move is to crack down on illegal credit cards. Individual shop Brush credit card was rejected Miss Liu told reporters, every weekend she has to stroll between the store "Taobao" habit. Last weekend, she as usual to Yang Jia Ping Street, the foreign trade clothing store consumption of more than 500 yuan, take out carry-on credit card to pay. But the boss of the POS machine shows the "failure of the transaction, please contact the issuing bank" words.　　The boss hurriedly explained that the current store uses the POS machine, can only use the debit card to consume. "Our Pos is opened in my personal name, and now the clearing bank requires that the POS must be an account open in the name of the company to be settled by credit card. "When the credit card business is closed, the impact on business is limited," Ms. Zhang said. Because come to her shop in the "Big head" is not much, generally not more than 1000 yuan, stroll the street with hundreds of, thousands of people in the body relatively more money.　　At the same time debit cards can still be traded.　　However, then the reporter visited the main city personalized shop more concentrated Jiefang Army Day Road, Youth Road and so on to understand that most of the POS machine shop did not stop the credit card, most of them are private accounts, they have not received the relevant notice of the bank. The main purpose of the crackdown is to cut off the credit card cash. Because the public account management is more stringent, take control of the comparison in place, not easy to form.　　"A joint-stock Bank credit card department told reporters that they have received a head office notice, the closure of private accounts opened POS machine credit card settlement business." Credit cards generally have a range of thousands of to 100,000 credit lines, cardholders if the card consumption does not require additional charges, and enjoy a maximum of 56 days of interest-free period, but if it is taken, usually pay 3% of the fees and interest. As a result, some merchants use POS machines and credit card holders to create a "fake consumption" joint.　　For example, customers in the shop pretending to spend 10,000 yuan of credit card, to the shopkeeper to pay a certain fee, the shopkeeper directly to the cash back to the customer. Credit card is not only to bring credit risk, and the flow of funds can not be monitored, will cause financial order disorder.　　For cardholders, credit card sets are illegal transactions and their rights and interests cannot be guaranteed. POS Machine Private Account Few of the POS machines that my city merchants apply to, how many are in the private name? Yesterday, reporters from China UnionPay Chongqing Branch learned that, although the exact number can not be obtained,But it is certain that the account is very small. China UnionPay Chongqing Branch said that the Chongqing region has been very focused on the illegal credit card to the crackdown, as early as a few years ago on the individual merchant to the bank to apply for the installation of POS machine set the "threshold": The Merchant must be opened to the bank to open the public account can be handled, resolutely stop using private accounts Open POS machine, Audit has been relatively strict. Chongqing is now a small number of residual use of private accounts of the POS machine, more in the field after the opening of the transfer to Chongqing.