Some of ICBC's business prices have not stopped the price adjustment is independent pricing range

The news of ICBC's adjustment of 23 personal financial services charges has aroused public concern after media reports. Yesterday, ICBC will the relevant price adjustment announcement from its website deleted, the move triggered "ICBC this time the price adjustment will be fruitless" speculation.　　In this regard, ICBC said that the pace of the fee adjustment has not stopped, the adjustment of the project is the scope of independent pricing of commercial banks. >> announcement of the price hike yesterday, the Internet media has taken the lead in reporting "ICBC's website down the price announcement" news. The reporter then logs on ICBC website found that the relevant announcement has indeed been deleted, replaced by a June 5 issued by the "on the adjustment of some of the electronic banking business fee standards Announcement", the bulletin involved in the adjustment of the operating costs are basically downward.　　In sensitive time to make such a replacement, ICBC move by netizens ridicule as "deceive the". Earlier, ICBC issued a notice on June 17 to adjust the 23 personal financial business charges, involving individual customer remittances, remote deposit and withdrawal, credit certificate, comprehensive statement, foreign exchange remittance. Among them, there are 20 fee standards up, a lot of business fees rose to 100%.　　The move sparked criticism, with media reports saying Zhongxiaoxie related officials said: "There is a service contract between the depositors and the bank, and the bank's unilateral modification of the service contract is unreasonable; many of the services of state-owned commercial banks involve the basic interests of the public and should be held before the price adjustment." >> paparazzi the pace of price increase has not stopped many people in the industry yesterday, said in an interview, ICBC deleted the relevant announcements may be mainly due to the "Crusade sound Four." Is that true?　　The announcement is deleted, does it mean that this price adjustment will be under the pressure of public opinion abortion? Yesterday, the reporter interviewed the Bank of ICBC related people. The other side said that the reason for the deletion of the bulletin is the announcement of the online publicity phase has ended, "online publicity is not stipulated obligations, we will be in the business site publicity, specific publicity how long time, when the formal implementation of the new fee standards have not been determined." The personage also said, ICBC this price adjustment belongs to the scope of independent pricing of commercial banks, not in the scope of the association management.　　Another ICBC confirmed to reporters that some provincial and municipal branches have begun to implement the new fee standards, "this is in order." For ICBC's statement, "silver rate" analyst Zhao Rikun, a well-known financial analyst, said that according to the "interim measures for the management of service prices of commercial banks", the establishment of service prices by commercial banks should be reported to the CBRC at least 15 working days prior to implementation, and should be announced at least 10 working days before the relevant business premises. "If there are already some areas where new fees are being implemented, then I think that ICBC is not doing enough to inform consumers that it is going to be a surprise," he said. Reporters yesterday visited a number of ICBC's business hall in Beijing, in the public notice bar and automatic teller machines have not seen about this price adjustment notices, the network staff and customers are also more uninformed. ICBC Beijing branch related people told reporters yesterday, the current northWhen the Beijing branch announced the matter at the place of business, when to start the implementation of the new fee standards "are in the study." >> Why is ICBC under pressure to adjust the standard of public opinion pressure? "Silver Rate" analyst Zhao Rikun yesterday told reporters that ICBC is the most network and teller banks, operating costs than other banks, the increase in fees is mainly to hedge the pressure of rising costs. In response to the market on "ICBC to increase the standard is to increase the distribution of intermediary business income", Zhao Rikun do not agree, "all the bank intermediary business income is the main source of sales of financial products and the sale of funds and other business, increase the handling fee can not make intermediary business income increased a lot."　　Zhao Rikun also said that the increase in ICBC's handling fee is mainly to increase the upper and lower limits of the fees, the extent of the increase is not outrageous.　　The reporter compares several state-owned commercial bank's charge to discover, the same kind of business of the difference in fees and charges for example, the Agricultural Bank, CCB, the bank's charges have reached ICBC this adjustment after the level-each pen up to 100 yuan, and some joint-stock bank charges only 20 yuan per pen. >> influence does not trigger a copycat. Yesterday, the reporter interviewed some people randomly about the matter. Everyone on this, some people say "do not understand", "some sudden", there is a person said the price range can be accepted.　　But there is widespread concern that other commercial banks have followed suit, with a wave of collective bank prices. In this regard, some industry analysts believe that other banks are not expected to increase fees, because other banks cost pressure is not as big as ICBC. Haitong Securities Banking senior analyst Zhang Minhua said, ICBC Dot, customer resources are more abundant, customer dependence on the larger.　　and small and medium banks own limited customer resources, under the pressure of competition generally will not rashly raise prices. Zhang Minhua also said at present, bank price adjustment is more sensitive because the domestic consumer has not widely accepted the concept of bank charges, in fact, in the International bank adjustment is very common, the bank itself has the need to maximize profits, "but the bank to improve the standard of fees and charges should be based on improving the level of service." ">> remind the business before compare" silver rate "analyst Zhao Rikun warned that for the vast number of bank customers, in the business before the appropriate choice of channels.　　For example, ICBC in the price adjustment will be off the counter business costs reduced, so customers in the processing of related business can choose to leave the counter transaction. In addition, ICBC this price adjustment business is the basis of the business, other banks can provide these businesses, so customers can compare the fees of different banks, compare, choose the most affordable.