Star River more than 10 days 45 deposit overdue loan hard million deposit make check-out more difficult

Tangwen more than 10 days of up to 45 times the number of deposits overdue so early in the opening of the "Spotlight" under the Minhang Star Bay again become the focus. Shanghai official website online real estate data show that as of yesterday, the Minhang Star River 245 houses have sold 100 sets, the total number of deposit overdue 45 times, in the overall listing of the proportion of 18%. In the three days before the official opening of the plate, the Shanghai property market regulation has just been introduced, the most eye-catching, when the number of "limit purchase order."　　According to the provisions, in a certain period of time to limit the household home purchase, the provisional Shanghai and other provinces and cities residents can only buy a new set of commercial housing (including second-hand housing). The introduction of the restriction policy has disrupted many buyers ' plans. "The house must have been carried out in accordance with the standard of three sets of mortgages." Mr Zheng, who owns more than one set of properties, said bluntly, "in this case, the application for a Chinese bank must not be lent." Mr Zheng, who plans to use financial leverage to lighten the burden, puts his hopes on foreign banks.　　According to him, there are still a handful of foreign banks that can carry out three mortgage businesses, based on previous consultations. But this time his hopes were dashed. "More harshly than imagined. "He said," originally thought to be able to operate according to down payment 50%, but got the clear reply is, even if in the name of the child to buy a house, the down payment can only be operated according to 60%.　　"For a luxury project like the Star Cove, raising a 10% down payment has made Mr Zheng visibly feel labored," he said. "To buy this house is to listen to a friend introduction, purely for investment use." Only now calculate the monthly to still nearly 40,000 yuan of loans, the burden is too heavy.　　"But before understanding the bank operation rule" turns ", Mr. Zheng has signed the earnest money contract. According to a marketing insider, according to the current industry unwritten "rules", after the signing of the deposit contract, the general will be delayed for a period of time to implement online registration. "Many customers will not sign up for a presale contract if they do so or if the bank loans are delayed." This situation is not very small now, once overdue, the original show ' paid deposit ' of the housing will automatically become ' sold ', at the same time in the system shows a deposit overdue data. "A reporter to obtain a copy of the industry data, since September 29 to yesterday, Shanghai deal area ranked top ten of the luxury real estate, Minhang Star Bay to 100 sets of top performance." However, the 45-time deposit is also the highest number of overdue.　　followed by the Benevolence Heng Yi Court, to 58143 yuan/square meters of the average selling price 44 sets, the deposit overdue number of times is zero; the West Kang Jincheng period in Putuo District, the number of overdue deposit is 10 times, another famous mansion Project Kowloon Warehouse, there is no deposit overdue phenomenon produced. For a time, news of the possible check-out boom in Minhang's star River Project has spread. "But my problem is, I want to retreat." "Mr. Zheng complained," This time after signing a deposit contract directly online registration, if you want to go back, 1 million yuan of the deposit can only be ' wasted '. "This loss, is ZhengInvestors, such as Mr, are not willing to bear it anyway. This statement, the reporter immediately from the star of the inner people in the bay confirmed. The personage admits, Minhang Star River has many customers at first is want to use the loan to buy a house, but the policy change causes the bank loan to have the problem, thus causes the deposit to be overdue. "But given the huge deposit not being refunded, these customers are turning to a one-time payment." According to the data of the online real estate, as of yesterday, Minhang Star River signed the number of 100 times, can be sold a total of 91 sets, 54 sets of total number of reservations. However, the reporter had careful attention on October 10, the day 148 sets of shows as "paid down payment", 2 sets of display "signed", 95 sets for "sell".　　This also means that, although there is a deposit overdue phenomenon, but the availability of sales is indeed in the reduction. Sheng Chen, deputy Dean of China Index Research Institute, said that the "check-out" phenomenon could be caused by this force majeure factor after the "two regulation" followed by local restrictions. Zhongyuan Real Estate report shows that Shenzhen because of limited purchase orders and "trapped" property accounted for about 20% of the total volume of September, Beijing has a close to the number of check-out, mainly in the signing of the subscription book but not the net, and the deposit and not the implementation of the transaction of customers. "Whether it is mandatory or reasonable to avoid, it may be due to the reduction of check-out." "Some insiders pointed out.