Subversive, Magical mobile payment tool e-wallet has been quietly online recently

By China Ping An group chairman Ma called "Subversive", "the Magic" mobile payment tool electronic wallet has been quietly on the line recently, the name "friend Money wallet" product looks very simple and clear, in its primary form, this is a social function of mobile payment platform.

In this respect, an insider on the "First financial daily" said that the current one wallet a lot of features have not been launched, we are the first download experience, the follow-up will be to improve the various functions.

This reporter found that one wallet set "friend Money", "Friends", "I" three main functions, as an electronic wallet, a wallet obviously has a social function, this is similar to micro-letter, mobile social app and so on. The main features of the interaction include "Contacts", "Contacts", "dynamic" and "more", while micro-letters are "micro-letter", "Address Book", "Discovery" and "I".

In addition, and micro-letter payment, pay treasure wallet and other mobile payment tools, "one wallet" and highlighted the flow of money in a friend circle, for example, users can add friends, to achieve day-to-day communication, can give a friend to send red envelopes, using personalized expression to convey blessings, within the group of Friends to launch group activities, Use Group collection and group payment function to achieve the whole process called takeaway, AA, Activity call, and highlight the management of activities funds.

On this point, mobile social app micro-letters and contacts have not opened up the relationship between the circle of friends and money, for example, to avoid Taobao on the "electric business" ethos, and micro-letter payment is intended to build line under the O2O closed loop.

At the same time, one wallet implanted fast payment, transfer, recharge and other functions, but currently only linked to ping an bank debit card, this, one wallet customer service to this newspaper that the future more bank cards can be opened fast payment.

In addition to friends, by searching for each other's mobile phone number, scanning the other's two-dimensional code and from the phone address list added, and other ways, one wallet for each user generated a two-dimensional code, the account number is automatically set into mobile phone numbers.

In fact, from the current point of view, a lot of the function of a wallet has not yet been reflected, such as a wallet will also be implanted into the ping ' an greater China-Japan Monetary Fund as an account balance of income sources.

Earlier, people close to peace said Ping An would like to take over personal financial management, in the "Magic Wallet", the financial service advantage of the safe financial licence will be transplanted into the "magical purse", in which the user can realize insurance, investment, shopping and so on, and replace the traditional cash and credit card to a certain extent.

In addition, the PC client in one wallet, has set up to include show net, new egg, box-office net, Li Ning Official mall, Xinwanzer large pharmacy and so on more than 20 merchants, these are from one card will be copied from the signing merchant.

Nowadays, the rivers and lakes of mobile payment and mobile social are already bloody. Ali in the introduction after the summary found that micro-letter is not so complex, and micro-letter on the one hand to consolidate the inherent lake, on the other hand, but also vigilant invaders.

A few days ago, the micro-letter 5.1 Beta low-key online, the number of micro-letter group by 40 people up to 100 people, in the easy Letter 200 NPC group and the pressure of the group of 500, micro-letter also had to yield. Easy to believe that although quiet, but basically uphold the sound of a big rich mentality, secretly grab food micro-credit households. It is understood that the letter is now 30 million registered users, contacts have already exceeded 10 million.

In the direction of internet finance, Ping An group has formed a more layout, watertight situation, the early Wanritong, one account in the PC client basically covers the insurance, banking and other business, in the mobile finance, only ping an bank launched a safe and fast pay, ping ' an pocket bank, the same with the collection and payment functions.