Suning set up a small loan company to protect the development of electric business platform

Original title: Suning set up a small loan company in finance

Beijing News (reporter Li) in the accelerated transformation of suning appliances (002024, shares bar) now also involved in the financial sector. Yesterday, Suning appliance issued a notice said, the company's wholly-owned subsidiary of Hong Kong Suning Electric Appliance Co., Ltd. will be associated with the party Suning Electric Appliance Group Co., Ltd. jointly funded the establishment of "Chongqing Suning Microfinance Co., Ltd.".

The development of the Electronic Business platform for small loan companies

The announcement said that Suning small loan company registered capital for 300 million yuan, of which the Hong Kong Suning capital of 225 million yuan, accounting for 75% of the total registered capital, Suning Appliance Group Capital of 75 million yuan, accounting for the total registered capital of 25%.

According to the Financial Network (blog, Weibo) report, experts pointed out that suning small loans Company registered capital of 300 million yuan, according to five out of 10,000 of the daily interest rate to calculate, if all credit loans out, the day the highest interest income of 150,000 yuan, the annual interest income of 54.75 million yuan.

At present, Suning is speeding up the construction of open platform, category expansion speed, has gradually realized from electrical 3C to daily necessities, virtual products, life services, such as the integrated category of "super electrical" operation. In this process, in order to better serve more and more supplier partners, Suning gradually promote the establishment and development of the supply chain financial services system.

Su Ning said that, after the establishment of the small loan company, it will provide innovative and convenient financial service products for the suppliers, especially the small micro-suppliers, solve the problem of financing difficulty of small micro-enterprises, build a healthy industrial chain, and ensure the steady development of the open platform of electronic commerce.

Su Ning deepens the strategic transformation

Suning Small loan Company mainly for small micro-enterprises financing. Prior to this, Suning appliance to the financial services system layout has already begun.

It is understood that Suning appliance has received two payment licences. One is through the acquisition of Anhui Huaxia Tong Payment Co., Ltd. was obtained, can provide some local in Anhui prepaid card business; the other is through Nanjing suning Yi Bao Network Technology Co., Ltd., mainly used in suning easy to buy online sales platform.

The bulletin said that Suning has been through the two companies to carry out prepaid card issuance/acceptance, Internet payments/third-party payments and other financial services business. The newly established Suning Small loan company will work with the existing payment business to form an integrated and open suning Financial service platform, providing a series of products and services including E-commerce, payment settlement, information service and so on for suppliers, partners and customers.

This month, 3rd, Suning introduced a new generation of retail stores Suning region flagship store, the main two or three-tier market, in the "Super electrical" strategy to continue to deep. The establishment of micro-loan company further improved the financial service system of suning. Su Ning's strategic transformation is gradually deepened.

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Electric dealers "Test water" in the financial field

Earlier, internet giants such as Alibaba and Tencent have entered the financial field.

2007, Alibaba involved in the field of small business financing, there are currently two micro-loan companies, respectively, Zhejiang Alibaba Micro-Loan Co., Ltd. and Chongqing Alibaba Small Loans Co. Through the two small loan companies, Ali Finance in Alibaba business-to-business business, Taobao and cat three platform on the provision of order loans, credit loans two services, usually within 1 million yuan. Data show that by the end of June 2012, Ali Finance has accumulated more than 129,000 small micro-enterprises to provide financing services, the total amount of loans over 26 billion yuan.

Ali, Tencent, China Ping ' an (601318, shares) will jointly test the water Internet finance News, this August also obtained the Chinese Ping an chairman Ma confirmed. According to him, "three horses" will be the joint venture Shanghai Lujiazui (600663, shares) financial Exchange, peace is mainly to provide insurance advantages, Alibaba and Tencent to provide customer base and network platform. At present, the company is reporting.

This November, Jingdong Mall announced with the Bank of China (601988, shares bar) cooperation, the launch of the supply chain financial platform, to solve the problem of shortage of suppliers, the supplier's money to the supplier loans. (LI)