Super NET Silver uses the first experience formalities cumbersome

The second generation of the central bank's payment system, known as "Super Net Silver", was officially launched yesterday in Beijing, Guangdong, Shenzhen and Tianjin. The era of "fragmented" banking systems will be gone forever. Starting from August 30, bank customers can query and manage multiple bank accounts by simply logging in to a bank's network, and realize real-time interbank transfers and the use of his bank account for credit card repayment functions. The second generation of the central bank's payment system, known as "Super Net Silver", was officially launched yesterday in Beijing, Guangdong, Shenzhen and Tianjin.

However, many experienced people said that the business procedures cumbersome, need to transfer both sides of the bank formalities. According to the rules, if you want to go through a bank network of banks to inquire about their other bank accounts, you need to sign. For example, sign up for the bank to inquire about bank account, the need to first to the construction bank to carry out the relevant agreement signed, after the bank can inquire about its account in CCB.

Bank of China web site 27th published the New Cross-line interconnection services and adjustment of business rules announced that customers in his bank signed the agreement after the inquiry, you can through the BOC Net Bank, inquiries in his bank account balances and transaction information. Personal Network Silver customers can use its bank in his bank account to bank credit card for real-time, active repayment. Cross-line interconnection transfer charges are consistent with the original inter-bank transfer charges. During the promotion period, bank credit card repayment is free.

CCB announced that after the implementation of the Super Net silver, personal online bank transfer can be real-time to the account; On the credit card repayment, the new bank will add the function of credit card repayment. But the construction bank has not announced the fee standard,

Guo, a professor at the Central University of Finance and Economics, said that with the increase of online banking and online financial transactions, it would help to reduce the transaction costs of single net silver, and consumers would be required to pay a fee. The introduction of the system is expected to enable consumers to enjoy more convenient and more affordable financial services.