Technical SME credit supported by CBRC

This report for the implementation of the national medium and long-term science and technology planning outline (2006-2020) and the State Council on the current financial promotion of economic development of a number of views, and further increase the credit support for technology-based SMEs, yesterday, the CBRC and the Ministry of Science and Technology issued a joint "　　Guidance on the further enlargement of credit support for SMEs (hereinafter referred to as "guidance"). The guiding opinion mainly includes the following five aspects: first, to improve the cooperation mechanism of science and technology departments and Banking supervision departments, and to promote the establishment of government departments, various types of investment funds, banks, science and technology SMEs, guarantee companies and other participatory, scientific and reasonable risk sharing system, Guide the bank to further increase the credit support to the technology-oriented SMEs. Second, the establishment and improvement of science and technology SME financing guarantee system, and gradually set up not to profit-oriented, specialized technology guarantee companies and reinsurance institutions. Third, the integration of scientific and technological resources, to promote science and technology departments at all levels, the national high-tech Development zone to establish a technology-oriented SME loan risk compensation Fund, the formulation of specific subsidies or incentives and incentive policies; Establish Enterprise Credit Archives and explore innovative technology insurance products. Four is to clear and perfect the bank to the science and technology SME credit support policy. Five is to select some branches of the bank, to carry out the innovation of scientific and technological financial cooperation model pilot. In the east, the middle and west of the Agricultural science and technology-oriented small and medium-sized provinces, to support agricultural science and technology-oriented small and medium enterprises pilot work. (Fu Suling)