The balance and proportion of non-performing loans in China's commercial banks continue to double down

According to the preliminary statistics of China's Banking Regulatory Commission, as at the end of September 2009, China's domestic commercial banks (including state-owned commercial banks, joint-stock commercial banks, city commercial banks, rural commercial banks and foreign banks) non-performing loan balance of 504.51 billion yuan, compared to the beginning of the year to reduce 55.8 billion yuan; Down 0.76% from the beginning of the year.　　Commercial banks allocated coverage of 144.1%, up 27.7% from the beginning of the year.　　Looking from the structure of non-performing loans, the balance of loss class loan is 60.98 billion yuan, doubtful loan balance is 229.45 billion yuan, and subprime loan balance is 214.09 billion yuan. The type of sub-organization, the main commercial banks (state-owned commercial banks and joint-stock commercial banks) non-performing loans balance of 429.69 billion yuan, compared to the beginning of 56.84 billion yuan, non-performing loan rate of 1.64%, lower than the beginning of 0.81%. Among them, the state-owned commercial bank non-performing loan balance 364.22 billion yuan, reduced by 56.6 billion yuan at the beginning of the year, non-performing loan rate 1.86%, lower than the beginning of the year 0.95%; joint-stock Commercial Bank non-performing loan balance 65.47 billion yuan, lower than the beginning of the year 240 million yuan, non-performing loan rate 0.99%, Down 0.36% from the beginning of the year. The City Commercial Bank non-performing loan balance 47.66 billion yuan, reduced 880 million yuan than the beginning of the year, non-performing loan rate 1.7%, fell 0.63% compared to the beginning of the year. The balance of non-performing loans of rural commercial banks is 19.79 billion yuan, an increase of 640 million yuan, non-performing loan rate 2.97%, lower than the beginning of 0.97%. The balance of non-performing loans of foreign banks, 7.38 billion yuan, increased by 1.28 billion yuan at the beginning of the year, non-performing loan rate 1.06%, up 0.23% than the beginning of the year.