The bank card does not have the Passbook doubt only for the extra charge

"My passbook ran out, the bank is not to change, but also let me open a bank card." "Not long ago, the citizen Li, a joint-stock bank near the main road, was forced by the bank to transact a bank card," he said.　　For this reporter to visit the banks in Wuhan, the bank found that customers in the request to open a bank card, the bank is the most difficult to do a passbook difficulty seems to become a bank account "unspoken rules." Some users are accustomed to passbook reconciliation Mr. Li believes that take the bank card always feel uneasy, also use not accustomed to, Passbook has access to account water, each account can be clearly seen, also do not charge annual fees, production fees, mobile banking and other costs, so the original account when a strong request to open a Passbook account. "Now that the Passbook is run out, and they want to change a new passbook, they are not happy."　　Li said, after several twists and pains, he found the line of the lobby manager, the bank is not happy to change his passbook. In another branch of the bank, when the reporter asked to open a Passbook account, the bank staff said: "Only open cards, this is the provisions of the Bank, if you have to open a passbook, you can only open the card after a passbook."　　"The reporter then visited more than a few bank outlets in Wuhan, because most banks are not required to card folding and use, in the customer did not put forward a clear request, the bank most directly to the client bank card.　　The card is for more charges? In a website forum, Netizen Alextai also broke out he saw in the bank of a scene, a state-owned bank branch staff Ruanmoyingpao, hard to deal with a big sister opened bank card. Why are banks so fond of opening cards?　　Many people do not understand, Ms. Liu believes that the passbook does not charge an annual fee, but the card will receive an annual fee, the bank has a disguised charge of suspicion. "Banks generally do not emphasize that customers have to do cards, but they will advise them to do so because bank cards are more convenient," he said.　　"said the bank staff.　　"Passbook" is out of date? At present, Wuhan in the four-farm construction and pufa and industrial and other joint-stock banks have implemented a card folding separation.　　Many young people also said that the bank card convenient and quick, passbook to the counter, and the bank card can be used ATM or self-service terminals are very convenient, and can open online banking, passbook are outdated.　　Although the bank card has many advantages, but for the bank's strong recommendation on the conduct of the card, but also some people think, is a trend but not enforcement, many users have been accustomed to using passbook business, banks should not be based on imagination to impose personal ideas to customers. (Changjiang Commercial newspaper trainee reporter Yang Jinking)