The banking licence is not considered in the current plan, and the future will be taken independently if it is to be taken.

"The banking licence is not under the current plan, and the future will be taken independently even if it is to be taken." "Ali Small Micro Financial Services Group (hereinafter referred to as" Ali small micro-finance ") CEO Pengley yesterday to" the first financial daily "that Ali small micro-finance banking licence is not very hungry.

As Alibaba "18 Arhat" one, Pengley has always been fresh with the media to meet, but its internal role and influence but always attract outside of her curiosity and attention.

This March, Ali small micro-finance began to build, Pengley in Ma Yun resigned after Ali Group CEO was transferred Ali Small micro-finance CEO. and Ali small micro-finance is also seen as "Big Ali" in the Ali Group, another "mineral".

Pengley to reporters that in Ali small micro-finance equity, not only Mr Ma's personal holdings will fall to 7.3%, Shei also no longer hold any equity.

The 60% per cent stake will be left to future strategic investors, Pengley said, and there is no precise consideration for the target. But the future entry of investors must be consistent with Ali's philosophy, can give Ali small micro-finance to bring complementary resources to financial risk understanding and grasp, Ali has a long-term commitment and input. This also means that investors in the future will not have a short-term investment arbitrage mentality.

Passed, Pengley said, would come to an agreement on the introduction of investors when it comes to controlling the possible control of 60% equity. "The partnership system has been able to see the advantages at the business level, but only on the issue of capital docking time to polish, and the future of Ali Micro-finance will adopt this model, it seems not to reject." "Pengley said.

Pengley told reporters that Ali small microfinance currently does not consider access to banking licences, currently only pay licences, another fund licence is still "on the road", subject to the approval of the relevant departments. "All the other licences that are passed are just legends," he said. ”

Pengley also said that even after Ali micro-finance needs to obtain a banking licence, will not be acquired through the acquisition of banks, but to consider an independent application.

For the overall development of the future, Pengley said, Ali small micro-finance will be in the internet finance, wireless, international three aspects of exerting force.

And for the competition to play with micro-letter, Pengley said, some products, whether or not it is necessary to do the card position. In addition, she also said, Tencent CEO Ma and President Lau to the micro-letter in the future mobile field of thinking, to Ali's high-level touch. As with micro-letter will introduce micro-letter payment, the exchange can also be on its own platform to carry the payment function. "There's never going to be one for mobile socializing. "Pengley said.

In addition, Pengley said, Ali Microfinance will also open up cloud computing and cloud security resources to banks and fund companies, allowing Ali to open up to banks in the Internet financial data, shopping data, and security systems based on user behavior, to help the bank's electronic transformation. This also means that Ali will be with the banks based on personal user data docking.

Under this strategy, will the small micro-finance that access each bank's data be more and more powerful under the Internet financial system with the core of data value?