The big four state-owned banks January new RMB loans of about 480 billion

February 3 Evening News, according to foreign media reports, a source said that China's four major state-owned commercial banks in January, the final total new loans amounted to about 480 billion yuan.　　Banks including Bank of China and Bank of communications, as well as several small and medium-sized banks, have been lending too fiercely for the first two weeks. Reports said, the source said the construction Bank January new RMB loan 102 billion yuan, the agricultural bank added about 115 billion yuan, the bank of China added about 150 billion yuan.　　ICBC has since exposure to the January new renminbi loans of about 110 billion yuan. "According to the annual growth of 17%, January accounted for 1/8, the first quarter accounted for more than 30% more reasonable." The above authoritative insider said.　　According to this calculation, the annual increase of 7.5 trillion loans, a more reasonable distribution is January about 1 trillion, the first quarter of about 2.2 trillion. The bank that lent too much money in January will certainly have little to lend in February, the person said. The differential deposit reserve ratio policy has little impact on the funding level, but clearly there is a higher level of initiative than the central bank, which is punitive.　　This effect is very serious.　　Previously, the media quoted authoritative sources that, as of January 28, China's banking sector increased credit capacity of less than 1.1 trillion yuan, the estimated January new loans will be 1.2 trillion yuan, the first quarter of 2.1-2.4 trillion. Prior to the news that the first two weeks of January, ICBC new loans of about 160 billion yuan, BoC about 170 billion yuan, agricultural bank about 100 billion yuan, construction bank about 60 billion yuan.　　The total is about $500 billion.　　China's securities Times previously reported that two banks were given the possibility of subtracting new loans, first, through the transfer of credit assets to the total number of new loans to do subtraction; the other is that banks, which have had too much credit in the first half of the January, were not only required to suspend lending, but were also asked to recycle old loans heavily. China's banking regulator has explicitly demanded that banks lend in a balanced period of quarterly lending to rein in the rebound in non-performing loans. China's central bank raised its reserve requirements last month, while imposing a differential reserve ratio on banks with a larger share of lending. (Snow Ting)