The CBRC has formally approved the preparation of three private banks in recent days

Summary: View the latest quotes July 25 afternoon news, the CBRC chairman Shang Fulin in the first half of 2014 banking Supervision and Management Conference on the disclosure, the CBRC recently officially approved three private banks to prepare for the application, including Tencent, business source
View the latest quotes

July 25 Afternoon News, the CBRC chairman Shang Fulin disclosed in the first half of 2014 of the CBRC's national Banking Supervision and Management conference, the Banking Regulatory Commission has officially approved three private banks to prepare for the application, including Tencent, business Source, Liye as the main initiator, in Guangdong province Shenzhen set up Shenzhen before the sea micro-public banks.

According to Shang Fulin, three pilot banks in the development strategy and market positioning have their own characteristics, the goal is to provide efficient and differentiated financial services for the real economic development, including Shenzhen, the former Sea micro-bank will be a focus on the service of individual consumers and small micro-enterprises characteristics of the bank.

The other two approved banks are: Chint, Huafeng as the main initiator in Wenzhou, Zhejiang Province, the establishment of Wenzhou civil and Commercial Bank, as well as North China, the main initiator of the MAI, in Tianjin, the establishment of Tianjin Jincheng Bank.

In this year's "two sessions" during the announcement of the first pilot list, the CBRC will follow the initiative of the main initiative, commercial sustainability principles, and actively cooperate with the pilot bank, further refine and improve the feasibility assessment report and preparation plan, encourage its early submission of formal preparation application. During the period, the CBRC also organized a symposium on local government financial offices and private enterprises participating in the pilot, sent people to the pilot Bank site investigation and guidance pilot work, and urged the location of the CBRC at any time to communicate to understand the problems faced by the pilot, and actively and steadily promote the pilot work. In late July, the three pilot banks to the Banking Regulatory Commission submitted a formal application for preparation, and the CBRC approved the agreement.

It is understood that these three pilot banks in the preparation of the plan are in the current commercial banking law and other laws and regulations, the establishment of continuous management should be consistent with regulatory laws and regulations of the unified requirements, and the existing banking institutions fair competition. At the same time, the sponsors of private banks have voluntarily assumed more responsibilities and supported the better development of the pilot banks. The pilot banks have adhered to the principle of "pure civil capital", determined the relevant arrangements for their own risks, and the shareholders undertook to voluntarily accept extended supervision, and will establish a bank recovery and disposal plan before opening.

Shang Fulin said that the next step, the CBRC will guide the three pilot banks to prepare a working group for the preparation of the work, set up a reasonable corporate governance structure, drafting the bank charter, the selection of qualified directors, senior management, the formulation of operating principles and plans, the establishment of the bank's main management system and risk prevention At the same time, will continue to guide the preparation of two of the first pilot banks to improve and determine the preparation of the plan, timely summary of the pilot experience, the timely expansion of the pilot scope, and further mobilize private capital into the financial industry enthusiasm. (Xiaoran)