The central bank issued a document to stop the QR code, bar code payment

On the issue of two-dimensional code payment, the game of all parties is very fierce. CFP for the map

In March this year, the central bank issued a document to stop the two-dimensional code, bar code payment, these months did not substantially stop.

Insiders said that after the central bank documents were issued, they did not take any coercive and punitive actions to continue using them. At present, the bar code and the two-dimensional code that have been laid before have mostly been paid for by merchants, and most of them can still be used normally. This also reflects the game on all sides of this issue is still more intense.

The payment company who told reporters on the South, after the central bank, including WeChat, etc. have stopped the new promotion of two-dimensional code payment, but most of the existing business to maintain the status quo.

Two-dimensional code payment can still be used normally

March 14, the central bank issued an urgent document saying offline bar code (two-dimensional code) payment broke through the traditional admissibility of the terminal business model, the level of risk control is directly related to the customer's information security and financial security. Requires immediate suspension of offline bar code (two-dimensional code) payment, virtual credit card-related business.

For two-dimensional code payment security, China UnionPay technical expert Dr. Xu Jingwen introduction, in fact, UnionPay started very early to study the two-dimensional code payment, but because there are indeed technical conditions can not eliminate the security risks, all without commercial applications.

It is noteworthy that yesterday, Southern reporter found that despite the central bank stopped barcode (two-dimensional code) payment in March has been more than three months, all companies bar code (two-dimensional code) to pay to promote the demolition, but has been laying the line Under the application scenario did not stop using it.

It is reported that according to March 14, the central bank's central bank issued a circular to the central bank branch in Hangzhou settlement notice, clearly required "to suspend the offline bar code (two-dimensional code) to pay the relevant business and take effective measures to ensure a smooth transition during the suspension of business." However, the Southern reporter yesterday is still building a six-street business, the successful use of bar code payment.

QR code restart yet timetable

"The main is the central bank documents issued, and did not continue to use the mandatory and punitive actions." In this regard, a third-party payment industry insiders told reporters on the South, from this move can be seen currently in the two-dimensional Code use, the parties game is still more intense. "The two-dimensional code payment can restart, when to restart, the key is to look at the regulatory attitude." The third-party payers said.

In response to the restart of two-dimensional code payment, the central bank responded in late March with the pause of two-dimensional code payment and expressed the hope that all parties involved will actively cooperate with each other to form one as soon as possible in terms of technical rules, technical standards and especially safety control standards A unified standard, in this standard, gradually and steadily to promote.

Southern reporter learned from the industry, although the central bank has organized payment and settlement associations, the Ministry of Industry, Bank Card Testing Center, and UnionPay, TenPay and other third-party payment agencies to discuss two-dimensional code payment standards, but for the final development of the standard, improve and launch Still no schedule.

Written: Southern Reporter Chen Ying intern Zhao Yang Wang Ya

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CUP denied launching two-dimensional code payment business

Yesterday, some media reports, CUP is also the layout of two-dimensional code payment. According to the report, the payment system for two-dimensional code under the Bank of China UnionPay has been developed. Some regions have filed reports with the People's Bank of China. Since the central bank has not yet made a clear attitude toward the payment of two-dimensional code, it has not yet been promoted in the Mainland. However, Receiving organizations to discuss future cooperation and promotion matters; outside China UnionPay has started through the local cooperation receipt agencies to promote.

However, yesterday, Southern reporter for the above message to China UnionPay for confirmation, UnionPay stakeholders have denied this. "The issue of payment security based on two-dimensional code has not yet been completely solved and CUP has never started any commercial application of two-dimensional code payment in the market." According to the person in charge of China UnionPay, as a card organization, CUP is committed to becoming a new business in the payment industry, Innovator and leader of new products. CUP's e-commerce and e-payment National Engineering Laboratory is also the only national engineering laboratory currently in the financial industry in China. It has been working jointly with all domestic and foreign industries to actively explore and explore various innovative payment modes including two-dimensional code payment . However, it emphasizes that CUP has never started any commercial application of QR code payment in the market.