The country last year mobile payment business a total of 1.674 billion, the amount of 9.64 trillion

Abstract: According to the Chinese voice of the national news broadcast, the People's Bank of China said today (22nd), the central bank for mobile payment of electronic routes, but including some taxi software used in two-dimensional code payment, no password certification, not

According to the Chinese voice of the national news broadcast, the People's Bank of China said today (22nd) that the central bank for mobile payment of electronic routes, but including some taxi software used in two-dimensional code payment, no password authentication, can not be widely promoted as a credible payment method.

Central bank data show that the country last year mobile payment business a total of 1.674 billion, the amount of 9.64 trillion, respectively, growth of 21.86% and 317.5%. In mobile payments, relying on micro-letter two-dimensional code to pay for the taxi software has sprung up, it seems that taxi drivers can benefit from the extra, passengers also save money, but at the sixth China Mobile (micro-blog) Payment Industry Forum, Flying Integrity Technology company deputy general manager Zheng with his own experience shows: taxi drivers are also worried about the payment of software taxi security.

Zheng: Taxi driver said, why do I bind micro-letters and Alipay? Because I have an interest, but for my account security, I have to move the money in my account every two days because he thinks it is unsafe to bind to my phone.

Li Xiaofeng, director of the Office of the leading group of the People's Bank of China's financial IC card, said that at present, there are three kinds of electronic payment routes in China: Commercial Bank mobile payment electronic route, including taxi software such as Third-party mobile payment routes, and "communications operators themselves or with China UnionPay mobile payment business." From the central bank angle, treats these three kinds of routes to treat equally, provides the athletics stage for each party. But regulators have realised that new players and new services will pose a risk to the payment business.

In Li Xiaofeng's view, the electric quotient, the social mobile payment route will have the huge development space, our country mobile payment's development direction also already clear.

Li Xiaofeng: To promote the integration of mobile financial services and financial IC cards, commercial banks, telecommunications operators, China UnionPay's NFC mobile payment electronic route as the leading, Third-party payment agencies, local regional mobile payment electronic routes to complement each other to achieve complementary advantages, win.