The future does not need a bank card, electronic ID to take care of everything

September 3, Nigerian President Goudler Jonathan Goodluck was the first Nigerian citizen to receive an electronic ID card last week, and the new electronic identity system built by MasterCard will be launched in the near future to 13 million citizens throughout Nigeria.

At present, some countries have begun to adopt an electronic identity system with more civic information, but the global Financial Group and national Governments in this area of comprehensive cooperation is the first time. If the plan is passed in the coming ballot, all of the adult citizens of Nigeria will have their own electronic IDs 2019 years ago, according to the BBC.

MasterCard said in a statement that the EMV chip, which will allow card issuers to have financial services in the cards, is built into the electronic ID card. Previously, since most Nigeria had never opened a bank account, they were usually not able to get a loan when they applied. Therefore, the Nigerian government hopes to encourage more citizens to start receiving banking services through the use of financial services built into the new electronic ID card.

In this regard, MasterCard said: "Nigerian citizens can deposit through electronic identity cards, enjoy social benefits, and can use a lot of electronic payments and e-commerce services." And they can take cash or pay money on ATM machines in all parts of Nigeria and around 210 countries that receive MasterCard. ”

Moreover, MasterCard has already reached similar agreements with government agencies including Pakistan, Turkey and Toronto, and has issued similar prepaid cards to local residents through this cooperation.

It is reported that if you want to apply for this electronic ID, all Nigerian citizens over 16 years of age need to submit their own all 10 fingerprint information, positive photos and iris data. And once the application is successful, the electronic ID card can contain all the basic information about the applicant, including birth, death record, medical insurance, voting record, tax information and car driver's license. The Nigerian Identity Management Commission (Nigerian identity Management Commission) said that when Nigerian citizens traveled to West African countries, they could even use them as passports.

It should be noted that Nigeria had introduced a similar identity system about 10 years ago, but was eventually dismissed as a result of popular vote objections and systemic unreliability. Adam Oxford, the US science and technology media writer, Oxford that Nigeria has become one of the continent's most important economies, so the government desperately wants to get rid of its own negative financial impression.

But even so, the plan has attracted a lot of opposition. Anna Crowe, a member of the Nigerian Civil Rights privacy agency, said: "Centralizing the information in a database will Clovis someone's whole life, and this is highly aggressive." ”

In this regard, MasterCard explained that "they will only contact information on financial transactions, and will not collect any information stored in the electronic ID card user bio-data."

It is reported that the Indian government has been vigorously promoting a similar new identity card system, but the government to try to connect its pay platform with the government's practice of seamless access to the implementation of the process has encountered great obstacles. The Egyptian government launched a similar digital identity program two years ago, but until now there has been no significant progress. However, the governments of Malaysia and Indonesia have achieved some success in this regard. (Tom)

(Responsible editor: Lvguang)