The influx of listed companies P2P refers to follow the trend of speculation

In the venture capital, financial institutions and other large-scale into the P2P industry occasion, listed companies are also unwilling. Since the beginning of the year, a number of A-share listed companies have set foot in the P2P business in an attempt to gain a share in the booming industry.

However, after the "various tyrannicals" have landed in succession, the listing of "halfway home" into the Internet finance, is considered deviated from its main business, its ability to do a good service, financing risk control how to build or trigger the outside world question. "In the end is the concept of dynamic or speculation," the argument is endless. In the meantime, after the influx of multiplex "army", the P2P industry is experiencing a widening differentiation. As a result, survival of the fittest and industry reshuffling are inevitable.

A number of listed companies wading P2P

P2P hot market plus a high degree of attention, so that has always been to follow the trend of hot A-share listed companies not far behind, have joined the tide into P2P. July 21, listed companies Xin Technology Announcement, subscribe P2P platform Pengying profit new capital has been completed capital verification.

Public information shows that the new main fiber technology organic polymer materials, production of dust-proof anti-static clothing and other products. Its newly increased share capital Pengying Chuangying has introduced 22 listed companies to participate in the stock market, among them there is no shortage of listed companies that produce the health products Tomson times Kin, the production of chemical products such as Wal-core material.

Earlier, there are already a number of listed companies involved in the P2P business through the joint. On July 1, listed company Panda Fireworks spent 100 million yuan on the P2P platform "Silver Lake Network" on the line; the same day, UFIDA announced that the board of directors approved the establishment of Shenzhen Qianhai UFAM Financial Services Company's motion.

In May of this year, Zhejiang Daily Media Co., Ltd. jointly announced that the "Qianhai Ideal Financial Company" with a total investment of 20 million yuan was announced on the Internet in connection with nine companies including Dalian Holdings, Kane Co., Ltd., Zhongjie Co., Ltd. and Zhejiang Gu Yue Longshan. Meanwhile, Last month, the home also issued a public announcement announcing the official launch of "Yellow River Finance", a subsidiary of Zhejiang Zhonglian's Internet financial information service platform.

In addition, there are Shun into P2P technology and Founder Securities, both in June this year, Internet finance products and other business reached a strategic cooperation, will jointly build P2P investment and financing platform.

For a time, A-share listed companies involved in Internet finance has become a fashion trend, many companies also will skyrocket.

July 1, UFIDA announced the P2P financial motion, the company's stock price limit; also announced that "Silver Lake Network" on the line, the panda fireworks in the 9 consecutive trading days the stock rose 9.59%.

At the same time, various types of P2P risks are gradually exposed. In the first half of this year alone, dozens of P2P platforms ran out of business or went bankrupt.

Play concept or dynamic reality

Zhao Weiping, founder of Panda Fireworks, told the media that "Silver Lake Network" is the company's "second pioneering" and a new strategic layout. Prior to that, there are panda fireworks insiders said that after the Spring Festival last year, fireworks business more and more difficult to do, hoping to open up new business channels.

From listed companies involved in P2P business point of view, real estate companies, high-tech companies and even the sale of fireworks manufacturers have poured into the business areas can be described as varied. This also raised a lot of questions from the outside world, "lay" listed companies can do a good job P2P industry, to introduce the industry norms? Is the real transition for consideration, or another concept of the theme of hype?

Many industry point of view, whether it is for financial investment purposes, or to find a new profit growth point of purpose, listed companies to enter the Internet finance, compared to private P2P companies, listed companies themselves, the industry standard transparent nature of the additional funds Strength will be an advantage and a great positive for the entire industry.

Dong Doxin, director of Wuhan University of Science and Technology Institute of Financial Securities believes that listed companies flocking to Internet finance, is likely to be a bubble.

Shi Pengfeng, COO of Net Loan House, once commented on the media. Many major listed companies have deviated from their main businesses and Internet finance. Whether they can truly understand the needs of Internet loan investors and need to do Internet financial services remains to be seen.

In addition to the needs of service network loan investors, Shi Pengfeng believes that there is also a big industry difference and geographical difference in the same borrower. It is necessary to establish a strong risk control team. For the borrower's resources expansion, audit capability and risk control ability Need to be highly concerned listed companies.

"With the introduction of capital intervention and regulatory policies, high quality online loan platform will be more prominent, a large number of investment users may shift, leading to poor management of low-quality network loan platform funds flow tension, eventually leading to more strong and collapse faster . "Peng Yong, CEO of Huicun, said in a media interview that after two years of development, P2P has been at a watershed in polarization and the strong will win the favor of the market and capital while the weak will eventually die out.

Beijing News reporter Liu Xi Ruo

■ dialogue

Panda fireworks founder Zhao Weiping:

Investing in P2P is not for speculation stock price

July 1, Panda Fireworks billion investment to build P2P network platform Silver Lake online, which is currently the highest listed P2P companies invest in the platform. Half a month, the transaction amount has been close to 18 million yuan, the website this year's turnover goal is 200 million yuan.

Panda fireworks founder Zhao Weiping recently accepted an interview with Beijing News said that Panda Fireworks limited space for the main business is seeking a restructuring, generous investment billion into P2P is not to speculation in the stock price.

"Speculation will not vote so much"

Beijing News: Panda fireworks Why P2P?

Zhao Weiping: The fireworks industry in the past two years did encounter some difficulties. The large-scale fireworks display market shrank greatly. We have strengthened awareness of environmental protection, the purchase of fireworks are less. So panda fireworks need restructuring, looking for new profit points.

Beijing News: Panda fireworks before the film and television industry, why this fancy P2P?

Zhao Weiping: We want to go to a bigger market. Finance is an infinite market. Even if I am only a small participant in this market, the profits are considerable. In addition to its huge market space for imagination, but also because of financial products better than industrial products control, a single measure that the rate of return. Business performance is good, the customer mind clearly.

Beijing News: The future of financial panda fireworks will not become the core business?

Zhao Weiping: hard to say. The market is constantly changing. If the future of fireworks larger than the financial, fireworks is my main business, if the future of Panda fireworks do bigger than the fireworks, then finance is the main business of our company, I do not think the main business is timeless.

Beijing News: June 5 Panda fireworks announced its entry into P2P, the company's share price has risen significantly, has now risen more than 10%, some people question you may be speculation?

ZHAO Weiping: There are a lot of listed companies nowadays speculating on the concept of internet finance. However, we can see that these companies often invest only a few tens of millions in internet finance, and some even have only a few million. The only registered capital of the Panda Fireworks Silver Lake Network is one hundred million yuan, coupled with the layout in other areas, Panda Fireworks Internet finance investment far more than one or two hundred million, in order to speculate the stock price will not be such a big investment, and Next, we will continue to increase investment in Internet finance.

"Should have the minimum capital requirement"

Beijing News: Now there are thousands of P2P platform, panda fireworks do P2P advantage?

Zhao Weiping: Silver Lake has its own advantages, such as the background of listed companies, high visibility of the parent company, and our ability to innovate.

Although we are not financial institutions, listed companies can be regarded as half financial companies, which are no strangers to the financial business. Now there are some P2P industry there is no financial experience, there is no financial advantage of the platform, these platforms can do a good job, why do I do? Silver Lake still belongs to a more professional company.

Beijing News: The industry is expected P2P regulatory policy after the introduction of more than 90% of the P2P platform will collapse?

Zhao Weiping: I am not afraid of competition, I am afraid of fireworks industry, I did NO1, but the absolute value is still small.

At present, the central bank has set up a network of financial management committee, will soon set up an association, in the absence of relevant laws and regulations before the association can formulate the rules of the game.

Beijing News: How do you want this industry regulation?

Zhao Weiping: I think this industry can not be without a threshold, you can use the license management, from a wind control point of view there should be a minimum capital requirements, can not be like now hundreds of dollars to buy a software can be opened. I hope that regulation will be result-oriented and give the industry a free space. However, problems must be handled strictly. I suggest that the P2P industry should adopt the unlimited liability of private bank shareholders so that P2P shareholders can assume unlimited liability.

Beijing News reporter Su Manli