The loan preferential rate application difficulty increases

According to the "Shanghai Securities Daily" February 10 reported that the current partial commercial bank loans preferential rate application is more difficult, depending on the specific approval situation.　　The report also cited a large foreign bank related people pointed out that combined with the current macro-policy environment, the future mortgage rates may be further upward, such as the banks may be based on market, customer qualifications and other specific circumstances to formulate the first set, two sets of mortgage interest rate floating ratio, the implementation of differential, market-oriented housing policy. The report quoted a joint-stock Bank Shanghai Oriental Road Branch staff said that the branch has only a few quality customers can get the first set of mortgage rate 90 percent discount.　　Another joint-stock bank staff said that the State regulation more and more tight, preferential rate of the situation will be less and more, "some of the January signed the mortgage has not been lending, now submitted applications, then can be granted down, interest rates have no concessions are difficult to say." On the specific situation of the rise in the rate of credit interest, the report quoted a Ouzi bank Personage said that the loan interest rate could have been negotiated, the current impact on individual customers is mainly reflected in the mortgage, loans, and small and medium-sized enterprises to lend. As for the specific floating ratio, the person did not disclose.