The national strategy of speeding up the expansion layout of the city firm

Xinhua Beijing, April 27 (reporter Bai Jiechun, Yua Ruifang) The recent City Commercial bank branches opened in succession, the cross-regional expansion of the obvious acceleration, the layout of the national strategy highlighted.　　Jiangsu Bank Beijing Branch opened 26th, not long ago, Beijing Bank Nanjing Branch also announced the opening ... Data show that the scale of urban commercial banks in China has been expanding. By the end of last year, the national City firm's asset size reached 5.　　68 trillion yuan.　　Industry insiders pointed out that through expansion to achieve large-scale operation, to a certain extent, effectively solve the regional limitations on the long-term development of the city firm constraints, for the city to expand the size of business, increase profitability, speed up product and business innovation and other aspects open the breach. Taking the bank of Ningbo as an example, new loans from different branches in 2009 have accounted for more than half of all new loans. It is estimated that the contribution of the branch to Ningbo bank loan increment reaches 57.　　21%, more than Ningbo local, off-site expansion gradually see results. Under this background, it is an important part of the strategic layout of the city firm to set up branch offices and seize resource heights.　　Up to now, the Bank of Beijing has set up 7 branches in Tianjin, Shanghai, Xi ' An, Shenzhen, Hangzhou, Changsha, Nanjing, etc., Jiangsu Bank has also set up branches in Beijing, Shanghai, Shenzhen and other central cities.　　Huang Zhiwei, chairman of Jiangsu Bank, said Beijing and other cities are not only financial institutions, state-owned enterprises and multinational companies in China's regional headquarters, but also gathered a large number of fast-growing and dynamic SMEs, which provided a good foundation and conditions for the development of Jiangsu Bank. However, some experts pointed out that the city commercial banks are at present in the critical period of reform and development.　　In the trans-regional expansion, we should further define the market orientation, take the differentiated and characteristic development path. As the "third echelon" of China's banking industry, the city firm has become a force to support the growth of micro-enterprises. By the end of last year, the city firm to the SME loan balance of more than 1.　　38 trillion yuan, of which the small micro-enterprise loan balance reached 715.5 billion yuan. Guo, director of the China Banking Research Center at the Central University of Finance and Economics, said the concept of the city's regional firms was fading. The future city firm can be further widened from the region, at the same time to the small and medium-sized enterprises mainly to build their own core competitiveness.