The net merchant bank prepares the work to enter the final stage

23rd, the source told the economic reference newspaper reporter, by Ali's ant-led Nets bank's preparation work has entered the final stage, will be reported to the regulatory departments of the batch and acceptance. But the official admits that the current business hours of the net bank are still uncertain.

Some analysts believe that the establishment of the network Business Bank has not yet been formally issued, may be due to the network of some of the business Bank and Ali existing financial transactions coincide, so that Ali is unable to complete the business adjustment in the short term, but also have to weigh the interests of all parties, and ultimately delay the work of the

In fact, as early as the Ali department announced the formation of the network Business Bank and revealed that the network Business Bank to take "small deposit small loan" business model, there is analysis that the network of some of the business bank May and ant Gold Service Alipay, balance treasure, small loans and other business overlap. At present, the ant gold clothing under the numerous financial business has been maturing, and has a stable operation and impressive performance. Therefore, Ali department can use its resources to help the network bank in the establishment after the rapid expansion of business, become a matter of concern.

At present, "net merchant bank and small loan of the relationship", "the future of the small loan service ant will disappear" and so on. There are industry analysts to the economic reference newspaper reporter said that the ant in the net bank only 30%, so the resources will not be free to share with other shareholders, but not because of the network bank and damage the development of existing business.

In this regard, the ant said, the net business Bank and Ali existing financial business does not conflict, the net Business Bank and the existing small loan business, in the data capacity, service concept will be the same. The bank will absorb Ali financial business in the data, wind control and other aspects of the accumulation of rich ability, at the same time, in the service concept, experience, will also follow the small loans and other business to provide small micro-enterprise credit services experience.