The new deal opens overnight to discuss countermeasures buyers worry about down payment is not enough

The Hexi house price is up one thousand or two thousand again. Mazoupo, do you buy a house for those annoying rooms? Just gather some money and not enough down payment, tragedy for last night suddenly hit two times regulation, many developers and industry people still feel a little suddenly--developers very panic overnight meeting to discuss countermeasures "are returning to the company's road, to go to a meeting, it seems that evening's dinner was ruined." "Yesterday evening eight o'clock, an imminent market of real estate sales staff told reporters." In fact, the overnight meeting to discuss sales strategy, has become a lot of last night in the sale and the upcoming market collective action. Because coincides with the national day, the sudden two regulation policy, disrupt the developer's layout. An industry personage to reporter regrets, for this regulation, "the developer is very panic." "First-time buyers complain about raising the down payment, money is not enough," the deposit has been paid, should not give up buying a house, tangled in! "Just enough to 20% of the down payment plan to buy a house, the down payment is raised to 30%, it seems to buy the house plan again postponed."　　"The property market New Deal also in the house buyers caused a strong hot debate." For 2 million of the property, in the down payment of 20%, 0.7 times times the rate of the case, a down payment of 400,000, loan monthly for 9831 Yuan, 20 total interest of 759,500 yuan.　　Down payment to 30%, 0.85 times times the case, not only the down payment to 600,000, the loan although the amount of less, but the monthly increase of 773 yuan to 10604 yuan, the sum of 20 interest added 185,300 yuan. Recently, a survey from the Internet showed that for the recent purchase of a house, about 70% of the buyers made it clear that the near future will not buy a house. Industry experts said that the sharp drop in October turnover has been predictable, but whether there will be a price collapse to be verified. According to the Beijing morning paper bought the How to do? Check out to eclipse 50,000 deposit, more tragic recently some time, Nanjing property market is "small fire".　　Some time ago Hexi, Ao Nang, jiangning and other large number of real estate have pushed new house source, a lot of buyers just signed a purchase contract, is handling the loan formalities, in yesterday, there is a real estate centralized deal signing. The sudden adjustment of the new deal, so that many just bought a house, have not done good loans of the people immediately panic God. Since earlier, some banks in Nanjing for three sets of mortgage control is not strict, many people buy houses have been able to borrow information, which prompted them to resolve to buy a house.　　Yesterday, after hearing the new rules, especially the three suites stopped lending news, some people have sprouted the idea of check-out.　　Compared to the interest rate of the two sets of strict floating loans, "one-cut" stop loan three suites for many people, but also a thunderbolt. Mr. Liu 22nd to 2.43 million yuan to buy the Olympic sports a set of commercial housing, more than 1.2 million yuan down payment has been paid. Mr. Liu had already lent two mortgages, so before buying a house, he asked a number of banks to inquire about the loan, and finally through acquaintances, a commercial bank agreed to pay 50% on the down payment, the interest rate floating 10% to lend. Last night, as soon as I heard the news of the three-room "one-size-fits-all" stop loan, the whole family's heartAre cold, "think about it, now only the full payment, but this 1.2 million yuan raised really is not an easy thing." Mr. Liu said that he will go to the developers today to make a counter-offer, hoping to give more discount, "The top priority is to borrow money around." If really not, only check out, can be checked out, estimated 50,000 yuan deposit will be ruined! "Mazoupo care about our Hexi house prices rose one thousand or two thousand this will fall?" Last night, the new wave of regulation and control of the property market, the citizens are more concerned about, this regulation will bring about how much changes in house prices, the real estate markets will be affected?　　Reporters interviewed a number of industry experts yesterday.　　Will house prices continue to fall? Nanjing Union Zhong Heng Real Estate Planning Agency Co., Ltd. Cheng the first time last night to see the news, call the reporter said: "Such a policy has been a long time."　　He believes that the previous regulatory policy is not in place, especially in September, many real estate prices have even risen, hexi some projects rose 1000 to 2000 yuan, or a lot of people snapped up, bank credit policy implementation is negligible.　　He said that the three suites stop lending policy, if implemented in place, will have a certain impact on the market, but if there is no effect, do not rule out the loan for the first suite will be issued. As for the price will be caused by the extent of the decline, Cheng that this is in fact, the state in the market is not allowed to increase the signal, at the same time, the purchase of consumer confidence and decision will have a great impact.　　"I believe that market prices will gradually stabilize, turnover will be gradually reduced, but will maintain a stable situation," he said, the most crucial to see how the banks to implement, strictly speaking, the market will be the waiting atmosphere again.　　Is the market really cold? "The real estate market is like a pot of hot water, if the water temperature is too high, the regulation of the policy is to pour some cold water into the pot, so that the temperature is not too high." But the government doesn't want hot water to get cold water, so it won't take away the firewood from the bottom of the pot.　　Fullness, chairman of Jiangsu Soviet Reclamation Agency, was interviewed by reporters yesterday to the current property market to do such an image of metaphor, he believes that the real estate control policy and the housing market almost formed a "tacit understanding", once the market appears to rise, control policy will come out "pressure", but soon resumed "vitality." Fullness that the policy has been worded more harshly, such as "accountability" and "immediate research", and that if local governments can strictly enforce these measures, the property market will surely "cool" over the next period of time, but from the current situation, cooling time is limited, And it is likely that the first round of regulation in April after the introduction of "cooling" time is shorter. "Buying a house is a means of keeping a value in many people's eyes, and the market will heat up unless there is a property tax." "Mazoupo this time, want to buy do not buy, bought a want to check out this time, estimated that Nanjing should be out of the" local Edition "details we worry about the October 1 after the deed of government subsidy to cancel last night, the Ministry of Finance, the State administration of taxation, housing and urban and rural constructionThe ministry also issued a joint notice to the real estate transaction link of the deed and individual income tax adjustments.　　Reporter in the interview to understand how Nanjing will be levied in the future, there is no conclusive conclusion. The tax adjustment of the original: three issued by the Ministry of the "notice" in the provisions of the deed: "For individuals to buy ordinary housing, and the housing belongs to the family (including the home buyers, spouses and minor children, the same below) the only housing, the imposition of a deed in half." For individuals to purchase 90 square meters and the following ordinary housing, and the housing belongs to the family only housing, minus 1% tax rate levy. "Interpretation: Nanjing housing sector related people said that this is a new regulation for the country, in Nanjing, the current policy does not have 90 square meters of home purchase concessions provisions.　　At present, the Nanjing Purchase tax payment standard: Buy ordinary Housing (144 square meters below, volume rate of more than 1.0), first Suite pay 1%, government subsidy 0.5%, improve the type is also pay 1% government subsidy 0.5%; The person said that the three ministries issued a new policy needs to be further explained, the specific situation of different provinces, or local can not operate.　　He also believes that if the strict implementation of the New deal, the most likely to abolish the deed is the government subsidy, that is, ordinary residential pay 1%, not ordinary residential all 3%, so that is simple and easy to operate, but also in line with the central regulatory spirit. Personal income Tax Adjustment Original: Three the Ministry of the Committee issued the "notice" in the personal income tax provisions: "for the sale of their own homes and in 1 years to buy back the taxpayer, the individual income tax will not be reduced." "Interpretation: This one is relatively easy to understand. At present, the existing regulations in Nanjing, the sale of a house within one year, can be based on the proportion of the purchase price of personal income tax relief.　　For example, the sale of a house to get 1 million, and buy a house spent 500,000, then can return 50% of the tax; if the price of the new house exceeds the price of the house, then the tax can be paid back. And now the three ministries of the new policy is clear to tell us that in the future, the discount to be abolished, the individual income tax without any relief.　　However, the reporter noted that the new regulation does not involve "over 5 years and the family is the only place exempt from tax" This article, Nanjing will continue to use. Reminder: October 1 full implementation of the report is learned that this notice of the implementation of this year's October 1, that is, tomorrow, the deadline is not announced.　　Industry insiders said that if the Nanjing local policy needs to be adjusted, it must wait until after the national Day holiday.　　However, the current levy and tax payment standards in Nanjing were drafted at the end of last year, the implementation period is set to one year, that is, from January 1, 2010 to December 31, whether the halfway adjustment is appropriate, whether Nanjing will introduce a new policy, people are waiting to wait. Mazoupo that Nanjing may have to introduce "local Edition" rules this April, the property market regulation issued after the introduction of the new rules of the city, the enthusiasm of the new deal is not high, Nanjing has beenNo "local edition" has been introduced.　　Now, after the "Two regulation" published, there will be local reaction? Guess the details of Nanjing? May be 1 in the "five major regulatory" policy of the first, it is clear that "all over the implementation of the real estate market macro-control policy measures," and "immediately study the formulation and implementation of the implementation of the state issued [2010]10]." What if policy implementation is not in place?　　"Strict implementation of the accountability system, the work is not effective, to conduct interviews, until the accountability." Industry insiders believe that this is the central government in the property control policy in the "most talk" once, the essence is to force the local government to declare.　　Experts pointed out that April this year, no movement of local government to quickly implement, or once "accountability" to be investigated, I am afraid it will have to "bite the leg." Guess 2 will be limited to housing production?　　I don't think there's such a thing as this. Housing prices too high, rising too fast, the supply of tension in the city, to limit the amount of households in a certain period of home purchases ", which in Beijing's local property market rules have been implemented, but the country is only the city so operation, Nanjing will follow its footsteps?" "I think the possibility is not big, after all, Nanjing is not the national property market in the first-tier city," Nanjing Fu House Investment Company History always think, the price is too high, rising too fast, supply tight, these three Nanjing all put a little edge, but it is not very obvious, if the Nanjing to limit the purchase, it is definitely to wait around Shanghai,　　Hangzhou and other cities also introduced such provisions, Nanjing will "follow the bandwagon", "the bird" is not to do. Guess 3 Real estate tax is close? That's it. There is only one word about the industry's heated property tax: Speeding up the pilot work on real estate tax reform and gradually expanding to the whole country.　　Such a statement is obviously not "enjoyable", many developers in Nanjing said that before the rumors of Shanghai, Shenzhen to introduce a property tax message "has a nose eye", it seems that the pace of real estate tax is really near! "About Shanghai's property tax standards, there is rumored to be 0.3% to 0.4%, that is, 3 per thousand of the annual assessment price, and it is likely to increase every year, the real implementation of the words, the intensity is still very large." "Nanjing a Hexi developer said, from the central position is not difficult to see, as a" property tax "substitutes, the possibility of a real estate tax, but it must first start from several cities pilot, and then to the country.　　Mazoupo related news Jiangbei push three residential sites can be listed near the million yesterday, Nanjing Land Bureau robbed in the National day before the transfer of four plots of the announcement, in addition to a west of the commercial and financial land, the remaining three plots are located in Jiangbei, and are pure residential land, is expected to provide 10,000 sets of ordinary dwellings in the future. The three pieces of Jiangbei massif are located in the west side of Pukou District Qilihe, across the street, is a veritable "sister plot", the total transfer area of 423,000 square meters, the volume rate is 2.5. According to the different listing starting price calculation, quote 330 million yuan ofG40 block Floor land price of 1162 yuan per square meter, the price of 540 million G41 block floor land is also 1162 yuan per square metre, the floor price of 400 million yuan G42 massif is relatively high, for 1299 yuan per square metre.　　According to 2.5 of the volume rate calculation, the three plots can be built in the area of commercial housing more than 1 million square meters, if per house 100 square meters, the future here will be able to provide 10,000 sets of listings. (Mazoupo) Housing security construction will receive more funds to support the news yesterday, the provincial housing and urban-rural construction department and the National Development Bank, Jiangsu Province Branch held a bank-government cooperation and Cooperation agreement signing ceremony.　　The two sides agreed that in the "35 period" all-round support of the province's urban and rural infrastructure construction, protection of housing and other people's livelihood projects. It is understood that the bank will also strengthen cooperation across the province, for Low-cost housing, housing, demolition housing, farmers concentrated housing and other construction to provide greater strength of financing support. (Wang Ye)