The so-called no eternal enemy, only the eternal interest

is the so-called no eternal enemy, only the interests of the eternal, the last week in the mobile IM field played the hands of Alibaba and Tencent, and today stood together announced the "Public Safety insurance" the two sides jointly participate in investment, construction of the start-up.

Public Ann Online All known as the public-Ann online Property Insurance Co., Ltd., is the first Internet insurance Company, currently has access to the first Internet insurance company license, business positioning in the Internet-related property insurance, the first batch of products are expected to be online in December, the specific direction, including electricity and mobile payment. Public Security is headquartered in Shanghai Huangpu Waitan Experimental Zone, registered capital of 1 billion. There are fewer than hundred people in the online workforce, nearly half of them from internet companies.

All the three major shareholders on the line in the presence of the "three Horse" company, the shareholding ratio is Zhejiang Alibaba E-commerce Co., Ltd. 19.9%, Tencent and China Ping An insurance respectively shareholding 15%.

Today, MA Maming people gathered in Fudan University, for three of people to cooperate in the company's online platform, but also invited to Fosun Group chairman Guo, four heavyweight, the man of the same field interaction, express their views, the atmosphere is very warm, it is a lot of points, especially between Jack Ma and horse about Ali and Tencent , Taobao and Pat, between the exchanges and micro-letter cooperation and competition between the fierce, is very exciting.

The following is the scene interactive link text record related part:

Guo: As a Fudan alumni, at the same time as a well-known host of the senior, today I come to a cameo, the first question first asked three How to fool together with public Ann.

MA: We were all friends of a circle before, and by chance I learned the internet from them, and they told me about finance, hit.

Guo: Do you really support the development of public security? You three are very good, Ma Yun you say how to support the development of the public?

MA: The ideal of three people, I think it is the ideal of this generation of internet companies and financial companies, of course, will support it, I think it is more support for our respective development, their business is a kind of innovation.

Guo: ma, I know that the entire Internet financial people are in the layout, you here in addition to public security, there must be a lot of internet layout, can you introduce?

MA: Including the traditional financial advantages of the public will also have to combine the advantages of the Internet, if you consider online, there is no peace of a large number of offline co-ordination, smooth to get the license, smooth start business is impossible, this or play their respective advantages.

Guo: What's the new layout for the future?

MA: I hope to find more points, to find a traditional industry partners to hit the Sparks.

Guo: What is the layout of Ma Yun besides Alipay?

MA: I think just beginning, we actually in Ali small micro-finance more, to us is not want to do finance, is to do credit system. China has no shortage of financial institutions today, there is no shortage of financial methods, skills, methods, China lacks a credit system, as long as the credit system to do all the financial natural things, our layout is not to earn how much money, but to establish the entire Chinese credit system, so that credit equals wealth, we are interested in this place.

Guo: I asked two ponies about their ambitions, they all want to rob your job, please nag say.

MA: With their cooperation is very happy, a financial needs of the Internet, the Internet needs financial in the modern social progress, financial enterprises and the Internet is a competition between the financial to enter the Internet, the Internet also needs to enter the financial, the two promote each other, mutual development, for the community, for the customer to do better

Guo: Who has the advantage?

MA: It's hard to say.

Guo: Who do you think has the most advantage over them?

MA: They're all good, Alibaba he is closer to the Internet inside the application system social communication, vertical, trading three portals, from trading to Alibaba, the cat closer to the transaction, trading closer to the financial, social communications as if Facebook began to use social finance into a lot of successful cases, the next five years, Ten years who do not know what will happen in China Internet finance two must be Giants.

Ma Yun: We are laymen would like to go in and see, I think we walked today so far, whether it is Ma Zong, Teng, are very lucky people, countless people want to struggle to let our company and enterprises go to today, if the pure make money is not too big, so we want to use Internet tools to change something, to affect something, Just now the principal said, I basically agree, I have a different view.

People feel that the internet is noisy, really false discrimination, so that people think that the offline is Ben I, I think the internet these noisy, vent themselves is the real me, because for many years, we think others look at our things are Ben I, actually really ben I here, So to the Internet to produce all kinds of things to look at it objectively, only you recognize that I, human should have something to deal with a little easier.

So the curious people like us say that a lot of people tell me it can't be done, that it can't, and we're curious why we can't do it. Why not? Some people say that the financial industry has operating risks, internet companies should not touch it? I am curious, I think any industry should do this kind of risk, not only finance, today's financial understanding of the Internet, far less than the Internet on the financial understanding.

Guo: Although some companies are very strong, but you do not believe that there must be two.

MA: There must be two, that is, we enter any field is to ask why it is you? Just like we do today in E-commerce constantly ask ourselves, why are we, we are lucky to be here forever. Why must the micro-letter be Tencent? Tencent also thought of us, you have Taobao they have done clap, they also challenge, why must be you. Only to challenge each other in this society to progress, I believe that the Internet only mobile communications will be behind the entire mobile internet, we may not be able to, at least let the micro-letter innovation. Let users slowly can pay fees, so that users more experience, is also a good thing to play.

MA: I said no about the subject. A simple response to one or two, in fact, Ma said very good, I also agree. Because in the Internet industry for more than 10 years, competition is everywhere, is also a commonplace, we are also holding the common heart to look at this problem. In fact, internal and external competition is a good thing, the team most afraid of including internal inertia, including micro-letter itself is also the result of internal competition, is not born in our original QQ team inside, but was born in another in Guangzhou mailbox team inside, also reflects this, or need to stimulate and competition, QQ users are very large, Until today there are a lot of active users, but you will feel the crisis, do not know where to come from. For us, it doesn't matter if you have two hands, and here you will find the difference and the power to move forward. The competition does promote the user experience or the whole industry progress is good, otherwise you in a market too comfortable must be an accident, so we welcome the competition, and we must find their respective positions, when QQ, Wang Wang competition is also to find their own position.

Guo: Your subtext is the source is Wang Wang?

MA: Not necessarily, in fact, flourishing activity is also very high, we are holding this angle to see, maybe we do not go backwards is also possible, perhaps overseas global competitors defeated us, but also very normal. You know that MSN is also very powerful, we do not dare to neglect, nearly the company died when it was very small, there are such experiences, we hold a common learning, common progress to see the problem, and even how we and financial integration, there are different paths, different paths do not mean that people disagree, there are contradictions, Because there must be a different path to success, there must be different ways, why do not try, you may be able to pass to the other side of success, or go to different positioning. Because each area has the advantage of subdivision, we combine their own advantages to occupy, I believe that the market is very large, will not be understood or the media like to see the smoke of the competition.