The students ' responsibility in school is not neglected

Loyaping students as a socially disadvantaged group, only family care is far from enough, although most of the time in the campus activities are relatively safe, but the risk is everywhere, so insurance is still its indispensable safety and security. The Ministry of Education, the Ministry of Finance and the China Insurance Regulatory Commission issued on April 3, 2008, "on the implementation of school responsibility insurance to improve the campus injury risk Management mechanism of the notice" provisions, by the State or social forces to organize full-time primary and secondary schools (including special educational schools), secondary vocational schools, in principle, should be　　, advocating schools to take insurance as the basic means of risk management and control, make full use of insurance tools to deal with the safety accidents in schools, effectively prevent and properly defuse all types of campus safety accident responsibility risk, and remove the worries of schools and parents.　　In this kind of environment, each insurance company launches the risk assessment, according to the school responsibility Insurance's safeguard and the compensation request, the local schools risk condition, the design differential rate system and the responsibility scope, provides the reasonable insurance product for the school, and in the practice unceasingly consummates The campus injury Accident insurance product system.　　Among them, the study of risk and school liability insurance for students of the main types of insurance.　　The subject of risk insurance is the student accidental injury, that is, accidental death or disability, the rate of 2, at the same time can attach students accidental injury medical insurance, the rate is generally 4, after deducting a certain amount of deductible, according to the proportional payment of insurance.　　If you want more comprehensive protection, you can also attach students to hospitalization insurance, in million units, premiums according to different levels of education fees vary, the disease has a 30-day exemption period, according to the level of payment of insurance premiums. The insurance liability of school Liability insurance covers the faculty leaving the job, failing to perform its duties; The school arranges the student's collective activity, does not take the necessary protective measures, the school education teaching facilities and the equipment do not meet the safety standard; the food and drinking water provided by the school to the students is not in accordance with the hygienic standard; the work organized or arranged by the school, Physical activity, such as sports, is beyond the normal students ' physical endurance; knowing that the students are physically specific and not adapted to certain occasions or activities, the teaching staff do not take proper care of them; After the accident, the school did not take measures to help in time;　　For the punishment of students and other accidents which should be borne by the school according to law, the premiums shall be determined according to the compensation limit and the school classification.　　The risk of learning from the school is the same as the university's liability insurance, and the other is very different.　　All state insurance Warm tip: Campus is the cradle of student growth, but there are still students injured risk, if the school according to the actual situation to choose their own insurance coverage, will be more conducive to the protection of children's healthy growth. All-state insurance and Jiangsu Bank Comprehensive Cooperation This news recently, all state insurance Jiangsu Branch and Jiangsu Bank Headquarters signed a comprehensive cooperation agreement, and jointly held with the "mutual benefit and cooperation for both sides" as the theme of the 2009-year agent on public property insurance business training, by the state insurance for JiangsuThe Bank of the provincial branches and the domestic part of the two-level branches of the company's main head of business and excellent customer managers have carried out insurance business training. During the training period, Zhu Changhong, deputy general manager of Jiangsu branch of the state insurance company, from the basic knowledge of insurance, property insurance product introduction, marketing model innovation and other aspects of the introduction, and the company "pay attention to quality and healthy development" business philosophy, core values, claims three fast service commitment and happy cultural connotations passed to the participants, It deepens the understanding and cognition of Jiangsu Bank staff on the state insurance. In order to test the effectiveness of the training, the bank of Jiangsu province after the meeting of the special organization of students to conduct the examination.