The triple guarantee of the security of the day loan without the threshold rule
Source: Internet
Author: User
KeywordsRules thresholds
Banks have practiced for decades the "Pu-hui Finance" policy has not fully implemented in small and medium-sized enterprises, on the one hand, shouting the banner of policy, one side to take into account the risk of profit. The supervision and dispatch of the bank's banking regulator is the steel trade, real estate as the wind control focus for nearly 2 years, small and medium-sized enterprises financing broken ice, fell on the more popular effect on the Peer-to-peer. Peer-to-peer Network loan Industry determines the concept of "fair finance" from birth, the surname "people". This year, with the surname "public" bank complementarity and antagonism more mature trend. How to prevent risk becomes peer-to-peer network loan industry competition core. In the flowering of the project to control the ability to become the focus of wind control, then, Peer-to-peer network loans to the maximum extent to avoid the risk, it is the future of the way? The day loans that: the vertical industry's financial products, the industry's own ability to control the wind is the fundamental, followed by large data analysis and interpretation capabilities. The day of credit only to do culture, film and art, related personnel on the product line has many years of experience and resources, the risk of minimum control. Use large data platforms to count data. Provides standardized interest rate feedback and risk control based on large data, through the law of large numbers to define the probability of the default risk of film and television projects, reasonable risk pricing, and through the long-term industry-soaked natural data closed-loop and resources for the flow of supervision, and now see the data on the cloud only vertical industry has such opportunities. Culture, film, art as the next 2 years of hot investment has attracted more customers. "All we have to do is to be responsible for the customer." And for example, for online education peer-to-peer, its enrollment and employment is two important links, if the Internet platform can effectively control both ends, then students and enterprises can oversee the entire in-service education chain, so that financial institutions, training institutions, Three students closely together, the risk to the minimum, and to pay discount and flexible repayment mode for the students to participate in education and training to provide unsecured, unsecured credit loans, to help students solve the financial pressure, the realization of knowledge to change the fate of the dream. And the same day loans also through the industry well-known directors, production, box office actor's long-term cooperation, video platform High-quality broadcast resources, and international docking of the script, shooting resources, combined with the Wall Street risk control principles to reduce risk. In addition, the fund itself has a strong ability to honour, at present a domestic film investment cost is not accounted for up to 150 million, and the day the loan platform to meet the total amount of cash has reached 1.5 billion, so from the financial security point of view is quite reliable. According to the reporter learned that for the day loans to provide unconditional repurchase commitment and 100% principal and interest guarantee of "Shanghai new Festival when Limited" and "Shanghai Hongqiao Financing Guarantee Co., Ltd." respectively, 480 million and 1 billion yuan of supporting funds solvency. In the Internet financial industry, the same day loans are superior conditions, strong. Peer-to-peer has ended without threshold rules, the future survival of the vertical peer-to-peer must be capital strength, there are more risk-bearing capacity and enterprises in the rising film and television industry and other types of vertical industry have a duck in the wayof income.
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