Two sets of home ownership housing number to determine the rules are still in development

Xinhua Beijing, April 22 (reporter Liu Shiping, Lo Yufan) China Banking Regulatory Commission, a director of bank supervision Yang Jiacai said in a recent media interview, the second set of housing standards to the number of houses, to the family (including borrowers, spouses and minor children) as a unit. Reporter 22nd In the interview learned that "to room, family unit" may be the introduction of the two suite of standards related to the basic principles of the relevant provisions.　　Second suite The relevant provisions will also give full consideration to the first set of housing and improve the reasonable needs of the room.　　At present, by the Ministry of Housing Urban and rural construction and the People's Bank, the CBRC's two suite of standards for the formulation is still in progress. To define the number of housing is the first set, two sets or more sets, is the loan issued to define the two suite policy changes.　　The previous two suite was approved as: whether to use loans to buy housing, and whether the loan has been paid off. The State Council April 17 issued the "on resolutely curb the rapid rise in the prices of some cities," a clear request to implement a more stringent differential housing credit policy. For families with loans to buy a second home, the ratio of loans to the first payment shall not be less than 50%, and the loan interest rate shall not be less than 1.1 times times the benchmark rate; for loans to buy the third and above housing, the first payment ratio of loans and loan interest rates should be greatly increased, specifically by the commercial The People's bank and the CBRC should instruct and supervise the commercial bank's strict management of housing consumption loan. The Ministry of Housing and Urban construction shall work with the People's Bank and the CBRC to establish a second set of housing standards.