UnionPay Mobile Internet 150 million user sample survey: Safety, convenience, concessions all to

Recently, China UnionPay posted on the official website that, as of July 2014, UnionPay Internet and mobile payment users have exceeded 150 million, into a large-scale development stage. Thus, the tide of the popularization of mobile internet payment has come. What are the preferences of millions of users for the use of mobile Internet payment tools? What other questions are there? With these questions, the author launched an interview survey. Look at a survey report from a professional agency. According to an investigation and analysis of Chinese Internet payment users, the user chooses the third party payment platform with high Security (74%), Web site number (57.4%) and existing account (53.6%) as the first three factors. It can be seen that with the rapid development of the electric business industry in recent years, the user online shopping habits have been well cultivated, in the mixed third-party payment market, the user's choice of payment tools more rational: the security of payment, convenience has become a measure of third-party payment platform Core standards. Mr. Sun, who works in the FMCG market, told the author: "I first consider the convenience of payment and the user experience." In the net buys the expense, the convenient payment process is very important for the user, the bank net Silver Ukey is not at any time in the body, this aspect to UnionPay, pays the treasure to represent the card payment experience is not bad, therefore I use more. Mr Suen also expressed some worries: "To tell the truth, the use of this on the Web page to fill out the card number, expiration date, cell phone verification code, such as the payment of information, convenient at the same time or a bit uneasy, a bit worried about the risk of such information is halfway leaked, so I may still more trust UnionPay, banks such a national "For the security of the payment account," said Mr. Gao, a private entrepreneur in Zhejiang province, "I rarely save money in a third party virtual account, how much is usually paid, and how much is called from the bank account." I still think it's safer to put money in bank accounts. "A legal person who has handled a risk-paying case says although Third-party payment agencies will advertise the use of real-name certification, and to ensure the user information security and financial security of the corresponding capacity, but also committed to" you dare to pay, I dare to compensate ", but the virtual account of the money" missing "is always a troublesome matter, but also to investigate evidence, clear responsibility It is hard to say whether the rights and interests of account holders are truly protected. Ms. Yu, who works in a public institution in Shanghai, has been using the UnionPay online payment and the Silver Joint machine since 2011. She said that the credit card with UnionPay no problem, the line also with UnionPay, feel unionpay reliable, safe, and UnionPay online payment and mobile phone payment is also very convenient, do not have to open the net silver, the elderly people online also teach them to use. It is understood that UnionPay mobile internet payment is made by China UnionPay combined with commercial banks to create a bank card online transaction transfer clearing platform, with perfect and powerful system hardware and risk control and disposal mechanism. UnionPay's system supports real-time monitoring of mobile internet payments, which can be done in 50 milliseconds to identify and intercept risk transactions at the industry-leading level. UnionPay also established the Internet Finance Branch with the Ministry of Public Security through the investigation Bureau, National Commercial Bank and the main non-gold organizationPay security alliances, share risk information, and deal with them jointly. In addition to safe and convenient, to support the bank is also a wide range of concern. Mr. Li, who lives in Jiangxi province, told the author that his salary card was issued by a small local bank, and that many third-party payments were not supported, but that "UnionPay paid online" to the force, so that he could enjoy "Ann sits at home, the net buys the whole country". It is understood that UnionPay mobile internet payment channel has been connected to more than 260 banks, the coverage of the first in the industry. In the survey, many users also reflected to the author, now a lot of payment methods have to carry out marketing activities, lottery, send coupons, and so on are very good, convenient and affordable. It seems that every year, "Double 11", "Double 12", "6 18", "8 18" and other round of marketing war, the parties burn money to make a yell, we consumers or "steal music." I also learned from the side, UnionPay will be in the recent introduction of large-scale user feedback activities, the intensity is not small. In the interview, although we have to pay for the payment of UnionPay products, but there are some comments and suggestions. Some users want credit card points can be used online, there are users want in addition to sometimes do not have promotional activities, but also have regular incentives, such as every landing has points reward, there are people say UnionPay to use a lot of users to give special rewards. The reporter for this consultation UnionPay related personage, it expresses thanks the broad masses of user's approval and the support, the UnionPay already in the plan integral feedback, the user growth stimulation and so on aspect user management system, will soon meet with everybody.