Volkswagen Auto Finance opens domestic first online car loan platform

December 12, as the earliest established auto finance company-Volkswagen Automotive Finance, another "landing", became the first open "online car loan" auto finance company.

With the gradual maturation of the domestic electric business industry, the future of the development of the electric business model will shift to the vertical category, before as a mass consumption, cars and houses as a large consumption of special goods, is also the only piece of cake has not been touched, and now the cake has been divided into half.

It is understood that Volkswagen Auto finance company and 180-car car network cooperation has long been included in the agenda of both sides, after many rounds of the situation of the cooperation to discuss, December 12, 2012, Volkswagen Auto finance company and the domestic first E-commerce website--180 mai Car Network finally reached strategic cooperation, The two sides will cooperate fully in the field of automobile electric business credit, and move the automobile consumption loan to the Internet, and 180 is the first network platform authorized by Volkswagen in China to launch the online car loan business.

All users who buy public-branded cars through loans can access the platform's loan channel, online completion of the application information, identification (scan, photo) upload, the platform immediately the user's application information through the background management, transmission to the Volkswagen Finance Company's loan audit department, the auditor will be in the fastest 20 minutes, Feedback the results of the reply to the user within the maximum 2 working days. Loan application through the user can directly in the platform to choose the purchase of 4S shop, payment of car purchase deposit, in the agreed to take the car time to the 4S shop one-time deal with the loan agreement, purchase contract, balance payment, lift car and so on all formalities. So that the user from the selection of vehicles, loan applications to the car, such as the entire process of purchase only to a 4S shop can be all done.
　　　
Why does VW's auto finance company have a "first" aura in China's auto credit sector? "This is inseparable from the innovative philosophy of Volkswagen finance," said the company's stakeholders. As with the "180-step Car Network" cooperation, the public finance has been daring to the new model, and the 180-car network itself is also the Chinese automotive industry marketing model of an innovation, is described as the founder of China's automotive e-business model , the two companies have also played a role in promoting the Chinese auto consumer market.

In an interview, Mr. Maping, CEO of the 180-car network, said: We are the spirit of "Dare to the world first" entrepreneurial spirit, the other people do not dare to do the automotive consumer domain E-commerce, so that users through our platform to buy all related to the car all products and services: To achieve online car, online loans, auto insurance purchase and the iphone store after-sales repair, maintenance, beauty, decoration, as well as automotive supplies, agent inspection car, licensing, rescue and many other market services after the formation of products to achieve online sales, the real formation of "one-stop" service system.

When it comes to the advantages of the platform, Mr. Maping said: "Our biggest advantage is for the car merchants and service providers to build a" online direct "platform, reduce business operations, reduce the cost of businesses, thereby reducing the price of products, but also means that users do not have to pay for the many additional costs of the merchant, Also promoted the development of automobile consumption market.

Throughout the development of electric business, from Taobao to Beijing east, have launched an online car sales business, in the industry has also made a certain response, as the first mentioned in this article, the future trend of the electric business will tend to the vertical category, focus on their respective areas of expertise in order to obtain a broader development space, let us wait and see.