Wealth Management will usher in the second generation of new products

Reporter reported Yu Hong Shenzhen

WeChat has been online for half a year. 21st Century Business Herald reporter learned that Wealth Management will usher in the second generation of new products, namely, WeChat 2.0.

Informed sources to the 21st Century Business Herald reporter said the financial management through 2.0 program has been finalized, the on-line products are regular classes, the time is expected in August.

And the above coincides with the source is that public fund companies have recently reported to the SFC one after another regularly scheduled wealth management products, 21st Century Business Herald reporter learned that these products are the Wealth Management Reserve Reserve Army 2.0.

However, before the last moment, all was uncertain. Public funds also had to accompany them all the time. Finally, they missed the "blood and tears history" of participating in the war.

Money Management 2.0 arrow on the chord

21st Century Business Herald reporter learned from Tencent's TenPay people were informed that Wealth Management 2.0 program has been finalized in the last few weeks and will be launched in August.

The above-mentioned people told 21st Century Business Herald reporter, Wealth Management 2.0 will be the main regular products. Money management product launch rhythm and Ali relatively consistent last year, the balance of treasure came out in mid-year, after more than six months, Ali's re-scheduled period of Po products.

21st Century Business Herald reporter found that there are already many fund companies reported regular treasure products.

Among them, China Merchants Fund reported by the end of May a regular treasure six months financial bond funds; in mid-June, Yinhua Fund submitted a bi-monthly regular financial bond funds; Minsheng plus silver in mid-June at the same time reported Two regular treasure fund products, respectively, the family earnings quarterly regular financial treasure bond type, home earnings for six months regular treasure financial bond funds; this month, Harvest Fund reported a 6-month financial bond funds.

"These fund companies reported that the fund products are not excluded in order to meet the Wealth Management 2.0, Wealth Management 2.0 fund product providers will not be the last round of Huaxia, Huitianfu, E Fund, GF Fund four fund companies." The above Close to TenPay people said.

21st Century Business Herald reporter learned from many parties, is expected to visit the Treasury through 2.0 fund companies for investment, Yinhua, livelihood plus silver, the South Fund several.

Which China Merchants Fund, Yinhua Fund, Minsheng Silver Fund has been reported on a regular basis Po products, but the South Fund did not report this type of fund products. The South Fund reported two funds in June, one for the absolute return strategy hybrid launch fund and the other for the wealth management gold trading money market fund.

Southern Fund e-commerce professionals have told 21st Century Business Herald reporter said that this year's cooperation with WeChat will certainly be landing, but the exact time is unknown. However, the rest of the fund companies did not make it clear that the line should be on the line 2.0.

Platform "accompany students"

"Although we have already reported new products, it is not yet at the last minute that we can not confirm whether we can access Wealth Management, and Wealth Management has asked us for a leak," a fund e-commerce practitioner told 21st Century Business Herald.

Less than the last minute, full of variables. In mid-January of this year, when the Wealth Management Gateway came to WeChat, the scene of the fund-raising companies fighting for the best results was still vividly remembered. WeChat Qualcomm originally planned to have four fund companies on the same time. However, on the grounds of systematic testing, Huaxia Fund started to run in mid-January of this year.

"At that time, only the Huaxia Fund was the first to finalize the scheme of fund-raising and was ready for fund-raising funds, in order to tie in with the online marketing system, it was the first to go online, and then E Fund's fund-raising plan was confirmed. GF Fund due to capital funds involved banks or Tencent Group, formally finalized cooperation program slightly slower. "An insider told 21st Century Business Herald reporter.

By the end of March, Huitianfu full treasure boarded the platform of Treasury. In April, WeChat Finance Network continued to Tim Ding, GF every day red, easy to party easy money on the line.

Huaxia Fund grab makes the late one off fund companies unmatched. As of the end of the first quarter, the scale of Huaxia Fortune has surpassed 82 billion. Huitianfu full treasure at the time of joining the Wealth Management on the scale of less than 600 million yuan to the end of the second quarter, the scale of 4.5 billion fund, an increase of only 4 billion over the end of the first quarter.

As of the end of the second quarter, Landing WeChat platform, GF every day red, easy to party easy money management four fund products were 11.1 billion, 900 million, a total of 12 billion. Prior to the launch, the daily GF and E-party easy money management products share 6.2 billion, GF every day increased from 6 billion to 11.1 billion, E-easy money from 300 million to 900 million. The incremental shares brought by the two Monetary funds after they have been deposited through the financial management system have totaled 6 billion.

"The above four funds are tailor-made for the management of financial products and financial products, the main purchase channel is financial management, so the basic can be removed from other sources of funding sources, from the second quarter results, although they are all through the pass, but four Fund size difference is very large.Microsoft has only one big winner Huaxia Fund, although other fund companies also landed a financial pass, but missed the first opportunity, the fund company for the first release of China Huaxia Fund Tencent did not dare to say. "A fund Business professionals pointed out.

In fact, not just Tencent, the fund company and Ali's co-operation inadvertently become a student.

In the middle of last year, Celestica Fund jointly launched Alipay. That same time, Ali related participants told 21st Century Business Herald reporter, Celestica Fund is only Yu-Po starting, they will gradually and other fund companies. However, the balance treasure became Tianhong Fund exclusive. Today, Alibaba has become the controlling shareholder of Celestica Fund.

A member of an asset management agency told 21st Century Business Herald Reporter: "Before Yu E-Po went on-line, Ali had dispatched a working team to join our company's team to study how to develop products for idle funds in Alipay. Months, research products, research user needs. "

However, Celestica finally announced the launch of Alipay and Alipay treasure, "a lot of the experience of Yu-Bao is so extreme, without our contribution. Later found that the exchange with Ali, Ali's work team has been investigated in several companies. Finally, the original Ali Is to do due diligence .We also just read it together. "The agencies are feeling.

So far, treasure treasure docking Tianhong Zenglibao, the relevant executives said there can be no other fund company's products to win a share. Ali's Lucky Treasurer is to open the door to public offering fund, has a clear trace of Ali Xinhua Ali on the scale of the establishment of 560 million yuan, but the contribution of the platform was mediocre.