Weinan Bus station in Shaanxi province suspected of illegal tying of insurance passengers buy tickets "insured"

Western Network News (Shaanxi Radio and television "Today Click" reporter Wang Wei Xiangyang) is now the Spring Festival Travel Peak, road passenger traffic is very busy. These days, a passenger to our column reflect, said Weinan bus Station ticket window in the ticket when also tying insurance. Although the money is not much, but this kind of practice makes people very angry. Received the crowd response, reporters rushed to Weinan conducted an investigation interview. Station "mandatory" tying one yuan insurance premium in the Weinan Passenger Transport center, the reporter saw that many migrant workers from the ticket window to buy not only tickets, there is a piece of money insurance policy. Reporter: "Have you bought the insurance?" "Passenger:" No, sell the ticket to you to take out suddenly, you still don't? "In the ticket hall, the reporter saw: Weinan passenger Transport Center at the same time the nearly 10 windows, ticket buyers are very many, according to regulations, Weinan to Xian's car fares is 20.5 yuan, but the conductor in the quoted price, but to a dollar." Passenger: "A lot of money in Xi ' an?" "Conductor:" 21.5. After careful questioning, reporters know that 21 of 5 of the fares, including 1 dollars in insurance. Although there is a sign on the ticket window to voluntarily purchase insurance, but when the passengers asked the ticket, the conductor did not suggest that 21 5 already included the cost of insurance, and did not ask passengers whether they need to buy insurance, but directly to the insurance 1 yuan in the fare and sold to the passengers together. Subsequently, the reporter came to Weinan passenger terminal, here with the Weinan Central Bus Terminal, also in the tying insurance. Passenger: "Xi ' an railway station 1." "Conductor:" 21.5. "Passenger:" I can do without insurance, insurance is useless. "Conductor:" Out of the question, you must pay a lot of compensation. "Blank" policy is not protected by suspected violators of the reporter learned that in fact, passengers in the station purchased tickets already contain the carrier liability insurance. This extra 1 Yuan Insurance premium is the passenger accident insurance, belongs to the commercial insurance, needs to obtain the passenger agreement to reach the insurance contract. But Weinan's passenger station did not do this. Weinan Passenger terminal and Weinan passenger terminal are subordinate to the Weinan Motor Transport group, is the Weinan city's most important bus station, starting from this January agent of the Earth Insurance passenger accident injury insurance. Weinan Passenger Terminal around 1000 tickets per day, Weinan Weinan Passenger Transport Center 8000 tickets per day, two passenger stations per day of passenger traffic around 10,000. According to half of the people bought insurance, conservative calculation, the bus terminal tying up the insurance in more than 5000 yuan, one months of income from about 150,000 to 300,000, a year's income between 1.8 million to 3.6 million. Weinan passenger station tying the policy on the printed "China Dadi Property Insurance Co., Ltd. Land passenger accident injury Insurance (applicable in Shaanxi region)" words. Insurance is a piece of money, according to the policy, in the event of an accident, can receive 10,000 yuan accident insurance and 2000 yuan accident medical insurance. However, the reporter found that on the policy, the passenger name of a column, identity card column, and the seat number of the column is blank, and there is no written information.So, does such a policy actually work? Passenger: "This does not know, the car accident, still do not know to compensate you for it." "Subsequently, the reporter from the Earth Insurance Weinan Center Branch company learned that the policy on the passenger name, ID card number and other information to fill out, if there is no such information, once a traffic accident, will affect the compensation. Because there is no passenger information, although the passenger has an insurance stub, but because it is paper, if lost or fire, tickets may not be found. Reporter: "How can you know which passenger bought, which passenger did not buy?" "Realistically speaking is the existence of real-name problems, is the identity card problem." The head of the Earth insurance Weinan Central Branch admitted that they had been negligent in this respect. And for the ticket lobby conductor's behavior, Weinan passenger transport companies also admit that their practice is defective. Weinan Automotive Transportation (Group) Co., Ltd. Safety Technology department leader Li: "We have a special training of the crew, must be given to the passengers to explain the cost of more money, ticket prices." This situation is not allowed, if there is such a situation, I turn to my attendant, the conductor of education and training. "In the survey interview, the reporter learned that as early as 2009, the CIRC issued a kidnappers to stop the operation of short-term accidental injury insurance notice." Short-term accidental injury insurance by kidnappers means the amount of insurance, insurance, insurance liability and other content fixed, and printed on the kidnappers type of insurance vouchers, no insured and insured names and identification number, the sale of computer network out of a single, the original policy information failed to enter the company's core business system of operation. The Land insurance company's This kind of policy information is not complete, may appear the insurance company to be difficult to determine whether the Chuxian passenger buys the insurance, thus causes the insurance company to compensate, the leakage compensates even exclusions, the insured legal rights and interests are difficult to be protected. Shaanxi Security Bureau staff: "generally buy when he wants to see your ID card, you have to record your ID card information." Reporter: If this happens, what is it? "Shaanxi Provincial Security Bureau staff:" may be suspected of violating the rules. "Shing: This is the naked interests of the pursuit and illegal operation is clearly the state to call off the tying behavior, passenger station why dare to brazen tying?" For this kind of tying insurance, the passenger is insured the phenomenon, we come to listen to commentator Shing's view. Shing: In the passenger station, everyone is to come and go hurriedly anxious, after all, the baggage and tickets around the most important things, very few people will be for a dollar to haggle over. And the passenger transport company played a role as a salesman here, the salesman is not only a positive attitude, but also very overbearing, you want to be with the ticket together. Why do they try so hard to sell insurance to insurance companies when they know that the passengers ' tickets already contain liability insurance? One of the things that may be known to all is clear. The so-called "voluntary purchase" Cue Card is just a cover for naked interests and irregularities. We all know that all kinds of data and information are very complete in the state, BaoInsurance is a very complex and cumbersome thing, not to mention that the basic information is not complete insurance policy? If there is a real risk, it is hard to believe that such an insurance policy can be paid.