What should we do when mobile payment has become a habit?

Wherever you go, brush as much as you want. A few days ago on the Internet to see an article, wrote the mobile phone wallet, after reading immediately let Arie imagination. Of course, mobile phone wallet is the rapid development of mobile internet products, its emergence to facilitate people's lives, but also to take the traditional route of the banks feel a great deal of pressure. At the same time, Arie also thought of his current use of mobile payment methods: bank cards, Alipay, micro-credit payment, Tenpay, in addition, can also directly bind the bank card to pay.

Move TSM

For banks, with the gradual rise of mobile payments, TSM has gradually become the focus of attention. According to the actual survey data show that so far, 8 banks have opened TSM system, and some banks can achieve 3 minutes to complete the bank card approval. The TSM system is equivalent to turning a customer's mobile phone into a bank network, serving clients that are not effectively covered by the current bank's network, and addressing the constraints of existing commercial banks ' internal controls, such as security, privacy, and so on. In addition to being able to write to a bank card, the TSM platform also supports writing for other platforms and applications, and has a high level of security. By the end of 2013, there will be more than 40 commercial banks interconnected and aerial hairpin, more than 10 million terminals to pay, the bank is the mobile payment business, the most important players in the business development process to play a multiple role.

Under the heavy impact of mobile payment, the major banks finally in the beginning to enter the mobile payment market, the saying is good, who first, who will succeed. According to the current status of development, mobile payment is a big market, every family want to share a cake, but who can win the favor of users, to obtain greater profits, but also need everyone to experiment.

Payment of the Treasure War micro-letter payment

Mention mobile payment, have to mention is Alipay. Alipay has achieved a huge Third-party payment agency in 9 years, and so far the number of people using Alipay has been over billion, and the number of people using it is obvious. June 2013, the balance of the treasure is attracted a large number of users eyeball, according to the survey data show that up to 3721.html ">2014 year January 15, the balance treasure scale has exceeded 250 billion yuan, 15-day scale growth of 35%." If the exchange rate of 1:6.1, 250 billion yuan equivalent to 40.984 billion U.S. dollars. According to Bloomberg Statistics, as of January 14, the latest Global fund size data, Tianhong fund's size in the global Monetary Fund can be ranked 14th, the pace of development is obvious to all.

Now that the balance is mentioned, Arie also wants to talk about another newly rising mobile payment tool-micro-credit payments. Micro-credit payment is by Tencent well-known mobile social communication software micro-letter and Third-party payment platform Tenpay launched a joint mobile payment innovative products, aimed at the majority of micro-trust users and merchants to provide better payment services, micro-credit payment and security system by Tencent Tenpay to provide support. The most recent fire is undoubtedly tick-tock taxi and quick taxi, some people say this is the micro-letter and Alipay War, even the taxi driver said: "Ali and Tencent in their hard-earned money to show the world the advantages of the two-party system." "

In the 2014 Spring Festival, micro-credit payments using micro-letter red envelopes attracted a large number of fans tied to the bank card, for micro-letter payments won another big record. Recently, there is news that Tencent has successfully invested in the public comments, since then Tencent has successfully entered the first Camp O2O, the public comments to the "micro-letter payment" excellent mobile scene, users in the micro-letter on the consumption of life become more convenient. While the public comment on the basic platform and payment support, while still maintaining the independence of the company. Perfect cooperation, so that Tencent and the public to comment on the future of the imagination space is very large, after Tencent investment Sogou after another step of good chess.

Mobile payment is a relatively new industry at present, according to the current trend of development, mobile payment in the future has become an irresistible trend of development, and the market has been covered with a large number of payment tools, in the future of this huge market, who will win the hearts of users, to obtain greater profits, we need to wait and see. But whoever it is, the mobile payment will lead to the trend of payment, little friends, what do you think?