The last day of February is the world living Conditions Survey day, according to the 2012 survey results show that the current urban population, about 55% of the residents living area below 30 square meters. In fact, although the state already has relevant laws and regulations, but in the economically developed areas, such as the North Canton Deep, and so on, the rental is still very normal situation. For the workers at the bottom, seventy or eighty square meters of House live twenty or thirty people are very common.
Therefore, in terms of living conditions, the urban migrant workers living needs, most of them can not be satisfied. The root of the problem is the high prices, the second is a large number of vacant vacant rooms, so that the number of rental housing in the market is relatively limited, and high prices. Coupled with the seller's active market, the homeowner will not provide the best possible living conditions, so the majority of the living environment can not be shelf-quality. However, the financial, real estate, policy and other aspects of the heavy winding, so that these conditions in the short term can not be resolved.
In addition, two or three months after the year, due to the old houses and job-hopping after the address to become far from the impact of the demand is the peak, but the first batch of wages have not been hand, the Chinese New Year and spend too much, renting a group of people are faced with the thought of changing money, want to change a better money turnover is not open. Therefore, the residential environment survey at the end of February each year, the number of people satisfied with the current living environment is not high.
So how can this problem be solved? Including years after the other medium amount of overhead, if the capital turnover is not open, how to do?
The traditional banking model in the demand for medium-scale funds, such as consumption, housing leasing, banks are often provided by the credit card-type service, but the credit card model has several problems, one is the long card, the second is to do cards need more qualifications, nearly 60% people are unable to obtain the letter, the third is once postponed, the interest rate is too high, Four is faced with the risk of theft, five is once unable to repay the impact of personal credit too much ...
With the development of Internet finance, the pattern barrier of traditional credit card has been broken gradually, and the Internet credit mode is increasingly revealing its charm. Recently, the public in the low amount of credit products, more prominent is a positioning in the mobile internet large data financial credit products--wecash Flash silver. It is a large data analysis and machine learning algorithm, according to the user's own social network and other data to carry out fast, accurate, secure credit rating services, so that in 15 minutes to quickly complete the letter, and ultimately provide users with the speed of cash phased service technology and financial products. The product is now located on the micro-letter (micro-letter Search service number Wecash), to Solomo (social, local, mobile) ideas to operate.
Simply put, the whole process is to search Wecash and focus on the micro-letters, according to its menu bar prompts self-help submission of information to apply for credit (the letter is based on the user submitted by the information to carry out credits assessment, the result of the assessment is the amount of money available), the entire credit process after the user submitted information will be completed in 15 minutes. If users are not satisfied with the amount of credit they receive, they can also raise the amount of self-help in the background. With the credit limit, users can be in their own credit limit at random to take the present, the normal day even immediately to the account, from the prescription, this is a great impact on the traditional credit model.
The reason is to ensure that in such a short period of time to complete the entire credit, take the process, is based on the wecash of large data research and digging, apply for wecash credit without submitting cumbersome information, just a few social network account authorization and work, telephone and other information can be, Wecash through large data networks to assess what this person's social circle is, work and fill in the information is consistent, the salary of the job position, there are no bad habits and improper behavior, and so on, and so comprehensive assessment, in addition because the whole link is through artificial intelligence to achieve, so the whole process shortened a lot, greatly improved efficiency.
Therefore, the use of Wecash Flash silver is the most time to ensure the timeliness of the operation of funds and sudden, and the lowest 1% of the market interest rates, in the market is also very competitive, is to consider changing houses, buy some small luxury, funds and not enough when the preferred consideration.
The Times in progress, the Internet is also progressing, all things will be in the Internet process has changed, the traditional banking business changes began, enjoy fast, convenient and effective internet services, from the micro-letter search Wecash Start! Move money for you, shopping for you to add gold, will live, will enjoy, do in the Wecash flash silver.