Worried about three sets of mortgages at any time to stop developers Heart no bottom rob opening

The CBRC demanded that after the news of the third House loan suspension in the Beijing, Shenzhen, Shanghai, Hangzhou and other housing prices rose too fast, the Nanjing property market was inevitably affected. Are the three mortgages in Nanjing tightening or still loose? What would be the impact on the market if all the banks in Nanjing were to stop the three-pack loans?　　This has become a lot of buyers and developers are very concerned about the topic. Still can do today, tomorrow may stop Beijing and Shenzhen hang three sets of home loans, Nanjing Banks three sets of mortgage policy has changed?　　The author consulted a number of real estate sales managers or marketing leaders, most of them very clearly expressed affirmation. A real Estate sales department manager told the author, they have two cooperative banks, as long as the customer funds in good condition, to meet the bank requirements of the down payment ratio and the interest rate on the float, can handle three suites loans, but this week received a notice from the cooperative bank, three sets of mortgage can not do.　　And the sales staff to other banks to understand the information is not optimistic, a lot of banks have stopped.　　Nanjing, a brand developers marketing director also said that the original Nanjing half of the banks can handle three sets of mortgages, but this week, the number of banks can handle a reduction, and heard that Nanjing may also be a total call to stop three of mortgages. The sales director of a high-end property in the east said at present, some banks can still do three sets of mortgages, but the specific one she had to call to confirm before telling the buyer, "because now the bank policy changes too fast, maybe yesterday we ask can still do, today will suddenly stop, No one can guarantee that the bank today will change again tomorrow. "Originally only with one or two banks, now a net of seven or eight banks to tighten the sale of some items will cause resistance, developers are also trying to evade." Hexi a real estate sales manager revealed that originally their project requires the buyer must be in cooperation with the bank loans, because the developer is from the bank to obtain development loans, but because three sets of loans tightened, the cooperative bank last week received a full stop loan three suites, so they hastened to contact the other seven or eight banks in Nanjing, Now the choice of the house is much more, "if the bank can not borrow, we will help buy a house to contact another." "Although there are still some banks in Nanjing can handle three sets of mortgages, but the policy of tightening the signs that some plan to push the developers also have a worry, decided to open a low-key selling room as soon as possible."　　It is understood that a new plate in Hexi Although the recent water storage situation is very good, but the developers feel that the market situation is not clear, afraid of the policy, see the current water storage is almost, has decided to open as soon as possible, and do not want to get too big, "quietly sold just fine." Investment demand will be restrained prices want to rise more difficult three sets of mortgage tightening on the Nanjing property market will have any impact? Qixia Construction Group Marketing director Zhang Bing that three suites are not the mainstream of demand, the market in Nanjing occupy a small proportion, so even if the overall suspension, the impact on the entire property market will not be too big. CityA high-end property sales manager said that their project owners, although the general is three times or even four times home, so the tightening of three mortgages on their project sales impact is not large, because the proportion of customer one-time payment is very high, about 70%. The marketing director of a hotel-style apartment in Nanjing is not so optimistic, he thinks the three-pack tightening is still a big blow to the investment-type property, because for investors, the policy will greatly reduce the return on investment and discourage investors ' desire to buy, so the next step is to find a way to sell the developers,　　Next, the number of lower prices are expected to continue to increase. Center, general manager of Nanjing Zhong he zhong Yuan Real Estate Co., Ltd. also believes that the tightening of three mortgages is an important policy signal. Because the recent decline in property prices, second-hand housing prices have not fallen, and the central government's determination to control the property market is very strong, if the new deal soon after the rebound, it is likely that the policy will be introduced.　　Three sets of mortgage-targeted, stop lending will be the developer's immediate interests, but the health of the industry is still favorable. Liuli Pengping