Wuhan two sets of mortgage will be tightened next month to see

Next year, the down payment on two mortgages will be raised to 50%? Yesterday, Jiangcheng a number of bank lenders to deny.　　However, insiders said that the two sets of mortgages are tightened, should be seen next month. Reporters yesterday called the Chinese, agricultural, industrial, construction, and other five major state-owned trade banks, as well as joint-stock banks such as China Merchants Bank, said the relevant people have not received the relevant notice of the head office, is still implementing the "second suite down payment 40%" policy.　　However, a Minsheng bank loan manager revealed that the wind has claimed that next year two sets of housing policy to be tightened, but "how to tighten the law" did not receive the notice, not very clear. For now, the two-pack housing policy is still not tight. Wuhan has "to buy improved housing can enjoy the first set of home mortgage concessions" policy, as long as the purchase area of not more than 140 square meters, or the purchase area than the first set of large, or the first set of loans have been settled, some banks can still be identified as the head suite.　　Even if the two suite policy is implemented, most banks are only strictly strict on the down payment must be 40%, the interest rate is still "negotiable" enjoy 7.2-7.5 and other discounts, did not carry out the policy of floating rate of 10%.　　Reporter learned that only an area of more than 140 square meters or bought more than 3 rooms, the mortgage policy is more stringent, such as down payment to more than 50% or higher. A number of bank lenders said that near the end of the year, a number of banks are not very interested in the mortgage business.　But next month, the bank will scramble for the new Year "start", lending enthusiasm unprecedented upsurge, the second suite policy is tight will "get to the bottom". (Reporter Wang Haiyu Liu Wenjun)